LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,374
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,039
−HK$676/mo
Today · 4.125%
HK$22,715
baseline
▲ 0.50% · 4.625%
HK$24,097
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,430/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,779
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,416
−HK$647/mo
Today · 4.125%
HK$25,063
baseline
▲ 0.50% · 4.625%
HK$26,385
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,126/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$307,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,649
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,447
−HK$811/mo
Today · 4.125%
HK$27,258
baseline
▲ 0.50% · 4.625%
HK$28,916
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,516/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,535
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,300
−HK$776/mo
Today · 4.125%
HK$30,076
baseline
▲ 0.50% · 4.625%
HK$31,662
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,152/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,924
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,855
−HK$946/mo
Today · 4.125%
HK$31,801
baseline
▲ 0.50% · 4.625%
HK$33,736
+HK$1,935/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,602/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,290
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,183
−HK$906/mo
Today · 4.125%
HK$35,089
baseline
▲ 0.50% · 4.625%
HK$36,938
+HK$1,849/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,178/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,474
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,671
−HK$1,216/mo
Today · 4.125%
HK$40,887
baseline
▲ 0.50% · 4.625%
HK$43,374
+HK$2,487/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$81,774/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,802
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,950
−HK$1,164/mo
Today · 4.125%
HK$45,114
baseline
▲ 0.50% · 4.625%
HK$47,492
+HK$2,378/mo
Deposit HK$937K · loan HK$8.44M · min. income ≈ HK$90,228/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$307,367 · Scale 2, in force from 26 Feb 2026)