LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,386
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,051
−HK$676/mo
Today · 4.125%
HK$22,727
baseline
▲ 0.50% · 4.625%
HK$24,109
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,454/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,791
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,429
−HK$648/mo
Today · 4.125%
HK$25,077
baseline
▲ 0.50% · 4.625%
HK$26,398
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,154/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,663
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,461
−HK$811/mo
Today · 4.125%
HK$27,272
baseline
▲ 0.50% · 4.625%
HK$28,931
+HK$1,659/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,544/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,549
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,315
−HK$777/mo
Today · 4.125%
HK$30,092
baseline
▲ 0.50% · 4.625%
HK$31,678
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,184/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,940
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,871
−HK$946/mo
Today · 4.125%
HK$31,817
baseline
▲ 0.50% · 4.625%
HK$33,753
+HK$1,936/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$63,634/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,308
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,201
−HK$906/mo
Today · 4.125%
HK$35,107
baseline
▲ 0.50% · 4.625%
HK$36,958
+HK$1,851/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$70,214/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,494
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,691
−HK$1,217/mo
Today · 4.125%
HK$40,908
baseline
▲ 0.50% · 4.625%
HK$43,397
+HK$2,489/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,816/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,824
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,973
−HK$1,165/mo
Today · 4.125%
HK$45,138
baseline
▲ 0.50% · 4.625%
HK$47,517
+HK$2,379/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,276/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,858 · Scale 2, in force from 26 Feb 2026)