LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,386
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,052
−HK$676/mo
Today · 4.125%
HK$22,728
baseline
▲ 0.50% · 4.625%
HK$24,110
+HK$1,382/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,456/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,792
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,430
−HK$648/mo
Today · 4.125%
HK$25,078
baseline
▲ 0.50% · 4.625%
HK$26,399
+HK$1,321/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,156/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,664
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,462
−HK$811/mo
Today · 4.125%
HK$27,273
baseline
▲ 0.50% · 4.625%
HK$28,933
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,546/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,551
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,316
−HK$777/mo
Today · 4.125%
HK$30,093
baseline
▲ 0.50% · 4.625%
HK$31,679
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,186/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,941
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,872
−HK$947/mo
Today · 4.125%
HK$31,819
baseline
▲ 0.50% · 4.625%
HK$33,755
+HK$1,936/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$63,638/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,309
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,202
−HK$907/mo
Today · 4.125%
HK$35,109
baseline
▲ 0.50% · 4.625%
HK$36,959
+HK$1,850/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$70,218/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,496
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,693
−HK$1,217/mo
Today · 4.125%
HK$40,910
baseline
▲ 0.50% · 4.625%
HK$43,399
+HK$2,489/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,820/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,826
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,974
−HK$1,166/mo
Today · 4.125%
HK$45,140
baseline
▲ 0.50% · 4.625%
HK$47,519
+HK$2,379/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,280/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,894 · Scale 2, in force from 26 Feb 2026)