LTV · monthly repayment
▼ 0.50% · 3.625%
HK$214,000
−HK$13,419/mo
▼ 0.25% · 3.875%
HK$220,656
−HK$6,763/mo
Today · 4.125%
HK$227,419
baseline
▲ 0.50% · 4.625%
HK$241,257
+HK$13,838/mo
Deposit HK$46.92M · loan HK$46.92M · min. income ≈ HK$454,838/mo (50% DSR)
Upfront cash ≈ HK$50.91M (deposit + AVD stamp duty HK$3,988,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,072
−HK$12,863/mo
▼ 0.25% · 3.875%
HK$244,457
−HK$6,478/mo
Today · 4.125%
HK$250,935
baseline
▲ 0.50% · 4.625%
HK$264,162
+HK$13,227/mo
Deposit HK$46.92M · loan HK$46.92M · min. income ≈ HK$501,870/mo (50% DSR)
Upfront cash ≈ HK$50.91M (deposit + AVD stamp duty HK$3,988,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,800
−HK$16,103/mo
▼ 0.25% · 3.875%
HK$264,788
−HK$8,115/mo
Today · 4.125%
HK$272,903
baseline
▲ 0.50% · 4.625%
HK$289,509
+HK$16,606/mo
Deposit HK$37.54M · loan HK$56.31M · min. income ≈ HK$545,806/mo (50% DSR)
Upfront cash ≈ HK$41.53M (deposit + AVD stamp duty HK$3,988,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,687
−HK$15,435/mo
▼ 0.25% · 3.875%
HK$293,349
−HK$7,773/mo
Today · 4.125%
HK$301,122
baseline
▲ 0.50% · 4.625%
HK$316,994
+HK$15,872/mo
Deposit HK$37.54M · loan HK$56.31M · min. income ≈ HK$602,244/mo (50% DSR)
Upfront cash ≈ HK$41.53M (deposit + AVD stamp duty HK$3,988,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,600
−HK$18,787/mo
▼ 0.25% · 3.875%
HK$308,919
−HK$9,468/mo
Today · 4.125%
HK$318,387
baseline
▲ 0.50% · 4.625%
HK$337,760
+HK$19,373/mo
Deposit HK$28.15M · loan HK$65.69M · min. income ≈ HK$636,774/mo (50% DSR)
Upfront cash ≈ HK$32.14M (deposit + AVD stamp duty HK$3,988,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,301
−HK$18,008/mo
▼ 0.25% · 3.875%
HK$342,240
−HK$9,069/mo
Today · 4.125%
HK$351,309
baseline
▲ 0.50% · 4.625%
HK$369,827
+HK$18,518/mo
Deposit HK$28.15M · loan HK$65.69M · min. income ≈ HK$702,618/mo (50% DSR)
Upfront cash ≈ HK$32.14M (deposit + AVD stamp duty HK$3,988,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,199
−HK$24,156/mo
▼ 0.25% · 3.875%
HK$397,181
−HK$12,174/mo
Today · 4.125%
HK$409,355
baseline
▲ 0.50% · 4.625%
HK$434,263
+HK$24,908/mo
Deposit HK$9.38M · loan HK$84.46M · min. income ≈ HK$818,710/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$3,988,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$428,530
−HK$23,153/mo
▼ 0.25% · 3.875%
HK$440,023
−HK$11,660/mo
Today · 4.125%
HK$451,683
baseline
▲ 0.50% · 4.625%
HK$475,491
+HK$23,808/mo
Deposit HK$9.38M · loan HK$84.46M · min. income ≈ HK$903,366/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$3,988,581 · Scale 2, in force from 26 Feb 2026)