LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,405
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,071
−HK$676/mo
Today · 4.125%
HK$22,747
baseline
▲ 0.50% · 4.625%
HK$24,131
+HK$1,384/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,494/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,813
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,451
−HK$648/mo
Today · 4.125%
HK$25,099
baseline
▲ 0.50% · 4.625%
HK$26,422
+HK$1,323/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,198/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,686
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,485
−HK$812/mo
Today · 4.125%
HK$27,297
baseline
▲ 0.50% · 4.625%
HK$28,958
+HK$1,661/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,594/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,575
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,342
−HK$777/mo
Today · 4.125%
HK$30,119
baseline
▲ 0.50% · 4.625%
HK$31,707
+HK$1,588/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,238/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,967
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,899
−HK$947/mo
Today · 4.125%
HK$31,846
baseline
▲ 0.50% · 4.625%
HK$33,784
+HK$1,938/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,692/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,338
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,232
−HK$907/mo
Today · 4.125%
HK$35,139
baseline
▲ 0.50% · 4.625%
HK$36,991
+HK$1,852/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,278/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,529
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$39,727
−HK$1,218/mo
Today · 4.125%
HK$40,945
baseline
▲ 0.50% · 4.625%
HK$43,436
+HK$2,491/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,890/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,863
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$44,012
−HK$1,167/mo
Today · 4.125%
HK$45,179
baseline
▲ 0.50% · 4.625%
HK$47,560
+HK$2,381/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,358/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,706 · Scale 2, in force from 26 Feb 2026)