LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,418
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,084
−HK$677/mo
Today · 4.125%
HK$22,761
baseline
▲ 0.50% · 4.625%
HK$24,146
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,522/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,827
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,466
−HK$648/mo
Today · 4.125%
HK$25,114
baseline
▲ 0.50% · 4.625%
HK$26,438
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,228/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,701
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,501
−HK$812/mo
Today · 4.125%
HK$27,313
baseline
▲ 0.50% · 4.625%
HK$28,975
+HK$1,662/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,626/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,593
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,359
−HK$778/mo
Today · 4.125%
HK$30,137
baseline
▲ 0.50% · 4.625%
HK$31,726
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,274/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,985
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,918
−HK$947/mo
Today · 4.125%
HK$31,865
baseline
▲ 0.50% · 4.625%
HK$33,804
+HK$1,939/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,730/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,358
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,253
−HK$907/mo
Today · 4.125%
HK$35,160
baseline
▲ 0.50% · 4.625%
HK$37,014
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,320/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,552
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,751
−HK$1,219/mo
Today · 4.125%
HK$40,970
baseline
▲ 0.50% · 4.625%
HK$43,463
+HK$2,493/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,940/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,889
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,039
−HK$1,167/mo
Today · 4.125%
HK$45,206
baseline
▲ 0.50% · 4.625%
HK$47,589
+HK$2,383/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,412/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,274 · Scale 2, in force from 26 Feb 2026)