LTV · monthly repayment
▼ 0.50% · 3.625%
HK$214,246
−HK$13,435/mo
▼ 0.25% · 3.875%
HK$220,910
−HK$6,771/mo
Today · 4.125%
HK$227,681
baseline
▲ 0.50% · 4.625%
HK$241,535
+HK$13,854/mo
Deposit HK$46.98M · loan HK$46.98M · min. income ≈ HK$455,362/mo (50% DSR)
Upfront cash ≈ HK$50.97M (deposit + AVD stamp duty HK$3,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,346
−HK$12,877/mo
▼ 0.25% · 3.875%
HK$244,738
−HK$6,485/mo
Today · 4.125%
HK$251,223
baseline
▲ 0.50% · 4.625%
HK$264,466
+HK$13,243/mo
Deposit HK$46.98M · loan HK$46.98M · min. income ≈ HK$502,446/mo (50% DSR)
Upfront cash ≈ HK$50.97M (deposit + AVD stamp duty HK$3,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,095
−HK$16,122/mo
▼ 0.25% · 3.875%
HK$265,092
−HK$8,125/mo
Today · 4.125%
HK$273,217
baseline
▲ 0.50% · 4.625%
HK$289,842
+HK$16,625/mo
Deposit HK$37.58M · loan HK$56.37M · min. income ≈ HK$546,434/mo (50% DSR)
Upfront cash ≈ HK$41.58M (deposit + AVD stamp duty HK$3,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,015
−HK$15,453/mo
▼ 0.25% · 3.875%
HK$293,686
−HK$7,782/mo
Today · 4.125%
HK$301,468
baseline
▲ 0.50% · 4.625%
HK$317,359
+HK$15,891/mo
Deposit HK$37.58M · loan HK$56.37M · min. income ≈ HK$602,936/mo (50% DSR)
Upfront cash ≈ HK$41.58M (deposit + AVD stamp duty HK$3,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,944
−HK$18,809/mo
▼ 0.25% · 3.875%
HK$309,274
−HK$9,479/mo
Today · 4.125%
HK$318,753
baseline
▲ 0.50% · 4.625%
HK$338,148
+HK$19,395/mo
Deposit HK$28.19M · loan HK$65.77M · min. income ≈ HK$637,506/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$3,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,685
−HK$18,028/mo
▼ 0.25% · 3.875%
HK$342,634
−HK$9,079/mo
Today · 4.125%
HK$351,713
baseline
▲ 0.50% · 4.625%
HK$370,252
+HK$18,539/mo
Deposit HK$28.19M · loan HK$65.77M · min. income ≈ HK$703,426/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$3,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,642
−HK$24,183/mo
▼ 0.25% · 3.875%
HK$397,638
−HK$12,187/mo
Today · 4.125%
HK$409,825
baseline
▲ 0.50% · 4.625%
HK$434,762
+HK$24,937/mo
Deposit HK$9.40M · loan HK$84.56M · min. income ≈ HK$819,650/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$3,993,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,023
−HK$23,179/mo
▼ 0.25% · 3.875%
HK$440,529
−HK$11,673/mo
Today · 4.125%
HK$452,202
baseline
▲ 0.50% · 4.625%
HK$476,038
+HK$23,836/mo
Deposit HK$9.40M · loan HK$84.56M · min. income ≈ HK$904,404/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$3,993,166 · Scale 2, in force from 26 Feb 2026)