LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,448
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,116
−HK$677/mo
Today · 4.125%
HK$22,793
baseline
▲ 0.50% · 4.625%
HK$24,180
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,586/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,861
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,501
−HK$649/mo
Today · 4.125%
HK$25,150
baseline
▲ 0.50% · 4.625%
HK$26,476
+HK$1,326/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,300/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,738
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,539
−HK$813/mo
Today · 4.125%
HK$27,352
baseline
▲ 0.50% · 4.625%
HK$29,016
+HK$1,664/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,704/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,633
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,401
−HK$779/mo
Today · 4.125%
HK$30,180
baseline
▲ 0.50% · 4.625%
HK$31,771
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,360/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,028
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,962
−HK$949/mo
Today · 4.125%
HK$31,911
baseline
▲ 0.50% · 4.625%
HK$33,852
+HK$1,941/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,822/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,406
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,301
−HK$909/mo
Today · 4.125%
HK$35,210
baseline
▲ 0.50% · 4.625%
HK$37,066
+HK$1,856/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,420/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,607
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,808
−HK$1,220/mo
Today · 4.125%
HK$41,028
baseline
▲ 0.50% · 4.625%
HK$43,525
+HK$2,497/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,056/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,950
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$44,102
−HK$1,168/mo
Today · 4.125%
HK$45,270
baseline
▲ 0.50% · 4.625%
HK$47,657
+HK$2,387/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,540/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,613 · Scale 2, in force from 26 Feb 2026)