LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,458
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,125
−HK$678/mo
Today · 4.125%
HK$22,803
baseline
▲ 0.50% · 4.625%
HK$24,191
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,606/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,872
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,512
−HK$649/mo
Today · 4.125%
HK$25,161
baseline
▲ 0.50% · 4.625%
HK$26,488
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,322/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,749
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,550
−HK$814/mo
Today · 4.125%
HK$27,364
baseline
▲ 0.50% · 4.625%
HK$29,029
+HK$1,665/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$54,728/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,646
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,414
−HK$780/mo
Today · 4.125%
HK$30,194
baseline
▲ 0.50% · 4.625%
HK$31,785
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.65M · min. income ≈ HK$60,388/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,041
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,975
−HK$950/mo
Today · 4.125%
HK$31,925
baseline
▲ 0.50% · 4.625%
HK$33,867
+HK$1,942/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,850/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,420
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,317
−HK$909/mo
Today · 4.125%
HK$35,226
baseline
▲ 0.50% · 4.625%
HK$37,083
+HK$1,857/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,452/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$311,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,624
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$39,826
−HK$1,220/mo
Today · 4.125%
HK$41,046
baseline
▲ 0.50% · 4.625%
HK$43,544
+HK$2,498/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,092/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,969
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,121
−HK$1,169/mo
Today · 4.125%
HK$45,290
baseline
▲ 0.50% · 4.625%
HK$47,678
+HK$2,388/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,580/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,029 · Scale 2, in force from 26 Feb 2026)