LTV · monthly repayment
▼ 0.50% · 3.625%
HK$214,601
−HK$13,457/mo
▼ 0.25% · 3.875%
HK$221,276
−HK$6,782/mo
Today · 4.125%
HK$228,058
baseline
▲ 0.50% · 4.625%
HK$241,935
+HK$13,877/mo
Deposit HK$47.06M · loan HK$47.06M · min. income ≈ HK$456,116/mo (50% DSR)
Upfront cash ≈ HK$51.06M (deposit + AVD stamp duty HK$3,999,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,741
−HK$12,899/mo
▼ 0.25% · 3.875%
HK$245,144
−HK$6,496/mo
Today · 4.125%
HK$251,640
baseline
▲ 0.50% · 4.625%
HK$264,904
+HK$13,264/mo
Deposit HK$47.06M · loan HK$47.06M · min. income ≈ HK$503,280/mo (50% DSR)
Upfront cash ≈ HK$51.06M (deposit + AVD stamp duty HK$3,999,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,521
−HK$16,149/mo
▼ 0.25% · 3.875%
HK$265,531
−HK$8,139/mo
Today · 4.125%
HK$273,670
baseline
▲ 0.50% · 4.625%
HK$290,322
+HK$16,652/mo
Deposit HK$37.65M · loan HK$56.47M · min. income ≈ HK$547,340/mo (50% DSR)
Upfront cash ≈ HK$41.64M (deposit + AVD stamp duty HK$3,999,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,490
−HK$15,478/mo
▼ 0.25% · 3.875%
HK$294,173
−HK$7,795/mo
Today · 4.125%
HK$301,968
baseline
▲ 0.50% · 4.625%
HK$317,885
+HK$15,917/mo
Deposit HK$37.65M · loan HK$56.47M · min. income ≈ HK$603,936/mo (50% DSR)
Upfront cash ≈ HK$41.64M (deposit + AVD stamp duty HK$3,999,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,441
−HK$18,841/mo
▼ 0.25% · 3.875%
HK$309,787
−HK$9,495/mo
Today · 4.125%
HK$319,282
baseline
▲ 0.50% · 4.625%
HK$338,709
+HK$19,427/mo
Deposit HK$28.23M · loan HK$65.88M · min. income ≈ HK$638,564/mo (50% DSR)
Upfront cash ≈ HK$32.23M (deposit + AVD stamp duty HK$3,999,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,238
−HK$18,058/mo
▼ 0.25% · 3.875%
HK$343,202
−HK$9,094/mo
Today · 4.125%
HK$352,296
baseline
▲ 0.50% · 4.625%
HK$370,866
+HK$18,570/mo
Deposit HK$28.23M · loan HK$65.88M · min. income ≈ HK$704,592/mo (50% DSR)
Upfront cash ≈ HK$32.23M (deposit + AVD stamp duty HK$3,999,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,282
−HK$24,223/mo
▼ 0.25% · 3.875%
HK$398,297
−HK$12,208/mo
Today · 4.125%
HK$410,505
baseline
▲ 0.50% · 4.625%
HK$435,483
+HK$24,978/mo
Deposit HK$9.41M · loan HK$84.70M · min. income ≈ HK$821,010/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$3,999,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,734
−HK$23,218/mo
▼ 0.25% · 3.875%
HK$441,260
−HK$11,692/mo
Today · 4.125%
HK$452,952
baseline
▲ 0.50% · 4.625%
HK$476,827
+HK$23,875/mo
Deposit HK$9.41M · loan HK$84.70M · min. income ≈ HK$905,904/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$3,999,787 · Scale 2, in force from 26 Feb 2026)