LTV · monthly repayment
▼ 0.50% · 3.625%
HK$214,602
−HK$13,458/mo
▼ 0.25% · 3.875%
HK$221,278
−HK$6,782/mo
Today · 4.125%
HK$228,060
baseline
▲ 0.50% · 4.625%
HK$241,937
+HK$13,877/mo
Deposit HK$47.06M · loan HK$47.06M · min. income ≈ HK$456,120/mo (50% DSR)
Upfront cash ≈ HK$51.06M (deposit + AVD stamp duty HK$3,999,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,743
−HK$12,898/mo
▼ 0.25% · 3.875%
HK$245,146
−HK$6,495/mo
Today · 4.125%
HK$251,641
baseline
▲ 0.50% · 4.625%
HK$264,906
+HK$13,265/mo
Deposit HK$47.06M · loan HK$47.06M · min. income ≈ HK$503,282/mo (50% DSR)
Upfront cash ≈ HK$51.06M (deposit + AVD stamp duty HK$3,999,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,523
−HK$16,149/mo
▼ 0.25% · 3.875%
HK$265,533
−HK$8,139/mo
Today · 4.125%
HK$273,672
baseline
▲ 0.50% · 4.625%
HK$290,324
+HK$16,652/mo
Deposit HK$37.65M · loan HK$56.47M · min. income ≈ HK$547,344/mo (50% DSR)
Upfront cash ≈ HK$41.65M (deposit + AVD stamp duty HK$3,999,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,491
−HK$15,479/mo
▼ 0.25% · 3.875%
HK$294,175
−HK$7,795/mo
Today · 4.125%
HK$301,970
baseline
▲ 0.50% · 4.625%
HK$317,887
+HK$15,917/mo
Deposit HK$37.65M · loan HK$56.47M · min. income ≈ HK$603,940/mo (50% DSR)
Upfront cash ≈ HK$41.65M (deposit + AVD stamp duty HK$3,999,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,443
−HK$18,841/mo
▼ 0.25% · 3.875%
HK$309,789
−HK$9,495/mo
Today · 4.125%
HK$319,284
baseline
▲ 0.50% · 4.625%
HK$338,711
+HK$19,427/mo
Deposit HK$28.23M · loan HK$65.88M · min. income ≈ HK$638,568/mo (50% DSR)
Upfront cash ≈ HK$32.23M (deposit + AVD stamp duty HK$3,999,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,240
−HK$18,058/mo
▼ 0.25% · 3.875%
HK$343,204
−HK$9,094/mo
Today · 4.125%
HK$352,298
baseline
▲ 0.50% · 4.625%
HK$370,868
+HK$18,570/mo
Deposit HK$28.23M · loan HK$65.88M · min. income ≈ HK$704,596/mo (50% DSR)
Upfront cash ≈ HK$32.23M (deposit + AVD stamp duty HK$3,999,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,284
−HK$24,224/mo
▼ 0.25% · 3.875%
HK$398,300
−HK$12,208/mo
Today · 4.125%
HK$410,508
baseline
▲ 0.50% · 4.625%
HK$435,486
+HK$24,978/mo
Deposit HK$9.41M · loan HK$84.70M · min. income ≈ HK$821,016/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$3,999,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,737
−HK$23,218/mo
▼ 0.25% · 3.875%
HK$441,263
−HK$11,692/mo
Today · 4.125%
HK$452,955
baseline
▲ 0.50% · 4.625%
HK$476,830
+HK$23,875/mo
Deposit HK$9.41M · loan HK$84.70M · min. income ≈ HK$905,910/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$3,999,812 · Scale 2, in force from 26 Feb 2026)