LTV · monthly repayment
▼ 0.50% · 3.625%
HK$214,612
−HK$13,458/mo
▼ 0.25% · 3.875%
HK$221,287
−HK$6,783/mo
Today · 4.125%
HK$228,070
baseline
▲ 0.50% · 4.625%
HK$241,947
+HK$13,877/mo
Deposit HK$47.06M · loan HK$47.06M · min. income ≈ HK$456,140/mo (50% DSR)
Upfront cash ≈ HK$51.06M (deposit + AVD stamp duty HK$3,999,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,753
−HK$12,900/mo
▼ 0.25% · 3.875%
HK$245,157
−HK$6,496/mo
Today · 4.125%
HK$251,653
baseline
▲ 0.50% · 4.625%
HK$264,918
+HK$13,265/mo
Deposit HK$47.06M · loan HK$47.06M · min. income ≈ HK$503,306/mo (50% DSR)
Upfront cash ≈ HK$51.06M (deposit + AVD stamp duty HK$3,999,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,534
−HK$16,150/mo
▼ 0.25% · 3.875%
HK$265,545
−HK$8,139/mo
Today · 4.125%
HK$273,684
baseline
▲ 0.50% · 4.625%
HK$290,337
+HK$16,653/mo
Deposit HK$37.65M · loan HK$56.47M · min. income ≈ HK$547,368/mo (50% DSR)
Upfront cash ≈ HK$41.65M (deposit + AVD stamp duty HK$3,999,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,504
−HK$15,479/mo
▼ 0.25% · 3.875%
HK$294,188
−HK$7,795/mo
Today · 4.125%
HK$301,983
baseline
▲ 0.50% · 4.625%
HK$317,901
+HK$15,918/mo
Deposit HK$37.65M · loan HK$56.47M · min. income ≈ HK$603,966/mo (50% DSR)
Upfront cash ≈ HK$41.65M (deposit + AVD stamp duty HK$3,999,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,457
−HK$18,841/mo
▼ 0.25% · 3.875%
HK$309,802
−HK$9,496/mo
Today · 4.125%
HK$319,298
baseline
▲ 0.50% · 4.625%
HK$338,726
+HK$19,428/mo
Deposit HK$28.24M · loan HK$65.88M · min. income ≈ HK$638,596/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$3,999,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,255
−HK$18,059/mo
▼ 0.25% · 3.875%
HK$343,219
−HK$9,095/mo
Today · 4.125%
HK$352,314
baseline
▲ 0.50% · 4.625%
HK$370,885
+HK$18,571/mo
Deposit HK$28.24M · loan HK$65.88M · min. income ≈ HK$704,628/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$3,999,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,301
−HK$24,225/mo
▼ 0.25% · 3.875%
HK$398,317
−HK$12,209/mo
Today · 4.125%
HK$410,526
baseline
▲ 0.50% · 4.625%
HK$435,505
+HK$24,979/mo
Deposit HK$9.41M · loan HK$84.71M · min. income ≈ HK$821,052/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$3,999,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,756
−HK$23,219/mo
▼ 0.25% · 3.875%
HK$441,282
−HK$11,693/mo
Today · 4.125%
HK$452,975
baseline
▲ 0.50% · 4.625%
HK$476,852
+HK$23,877/mo
Deposit HK$9.41M · loan HK$84.71M · min. income ≈ HK$905,950/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$3,999,990 · Scale 2, in force from 26 Feb 2026)