LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,463
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,131
−HK$678/mo
Today · 4.125%
HK$22,809
baseline
▲ 0.50% · 4.625%
HK$24,197
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,618/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,878
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,518
−HK$650/mo
Today · 4.125%
HK$25,168
baseline
▲ 0.50% · 4.625%
HK$26,494
+HK$1,326/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,336/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,756
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,557
−HK$814/mo
Today · 4.125%
HK$27,371
baseline
▲ 0.50% · 4.625%
HK$29,037
+HK$1,666/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,742/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,653
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,422
−HK$779/mo
Today · 4.125%
HK$30,201
baseline
▲ 0.50% · 4.625%
HK$31,793
+HK$1,592/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,402/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,049
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,983
−HK$950/mo
Today · 4.125%
HK$31,933
baseline
▲ 0.50% · 4.625%
HK$33,876
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,866/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,429
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,325
−HK$910/mo
Today · 4.125%
HK$35,235
baseline
▲ 0.50% · 4.625%
HK$37,092
+HK$1,857/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,470/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,634
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,836
−HK$1,221/mo
Today · 4.125%
HK$41,057
baseline
▲ 0.50% · 4.625%
HK$43,555
+HK$2,498/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,114/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,980
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,133
−HK$1,169/mo
Today · 4.125%
HK$45,302
baseline
▲ 0.50% · 4.625%
HK$47,690
+HK$2,388/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,604/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,270 · Scale 2, in force from 26 Feb 2026)