LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,468
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,136
−HK$679/mo
Today · 4.125%
HK$22,815
baseline
▲ 0.50% · 4.625%
HK$24,203
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,630/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,883
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,524
−HK$650/mo
Today · 4.125%
HK$25,174
baseline
▲ 0.50% · 4.625%
HK$26,501
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,348/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,762
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,564
−HK$814/mo
Today · 4.125%
HK$27,378
baseline
▲ 0.50% · 4.625%
HK$29,044
+HK$1,666/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,756/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,660
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,429
−HK$780/mo
Today · 4.125%
HK$30,209
baseline
▲ 0.50% · 4.625%
HK$31,801
+HK$1,592/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,418/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,056
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,991
−HK$950/mo
Today · 4.125%
HK$31,941
baseline
▲ 0.50% · 4.625%
HK$33,884
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,882/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,437
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,334
−HK$909/mo
Today · 4.125%
HK$35,243
baseline
▲ 0.50% · 4.625%
HK$37,101
+HK$1,858/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,486/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,643
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,845
−HK$1,222/mo
Today · 4.125%
HK$41,067
baseline
▲ 0.50% · 4.625%
HK$43,565
+HK$2,498/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,134/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,990
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,143
−HK$1,170/mo
Today · 4.125%
HK$45,313
baseline
▲ 0.50% · 4.625%
HK$47,701
+HK$2,388/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,626/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,495 · Scale 2, in force from 26 Feb 2026)