LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,484
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,152
−HK$679/mo
Today · 4.125%
HK$22,831
baseline
▲ 0.50% · 4.625%
HK$24,220
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,662/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,900
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,541
−HK$651/mo
Today · 4.125%
HK$25,192
baseline
▲ 0.50% · 4.625%
HK$26,520
+HK$1,328/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,384/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,780
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,582
−HK$815/mo
Today · 4.125%
HK$27,397
baseline
▲ 0.50% · 4.625%
HK$29,064
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,794/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,680
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,450
−HK$780/mo
Today · 4.125%
HK$30,230
baseline
▲ 0.50% · 4.625%
HK$31,823
+HK$1,593/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,460/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,077
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,013
−HK$950/mo
Today · 4.125%
HK$31,963
baseline
▲ 0.50% · 4.625%
HK$33,908
+HK$1,945/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,926/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,461
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,358
−HK$910/mo
Today · 4.125%
HK$35,268
baseline
▲ 0.50% · 4.625%
HK$37,127
+HK$1,859/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,536/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,671
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,874
−HK$1,222/mo
Today · 4.125%
HK$41,096
baseline
▲ 0.50% · 4.625%
HK$43,596
+HK$2,500/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,192/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,021
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,175
−HK$1,170/mo
Today · 4.125%
HK$45,345
baseline
▲ 0.50% · 4.625%
HK$47,735
+HK$2,390/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,690/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,162 · Scale 2, in force from 26 Feb 2026)