LTV · monthly repayment
▼ 0.50% · 3.625%
HK$214,867
−HK$13,474/mo
▼ 0.25% · 3.875%
HK$221,551
−HK$6,790/mo
Today · 4.125%
HK$228,341
baseline
▲ 0.50% · 4.625%
HK$242,235
+HK$13,894/mo
Deposit HK$47.11M · loan HK$47.11M · min. income ≈ HK$456,682/mo (50% DSR)
Upfront cash ≈ HK$51.12M (deposit + AVD stamp duty HK$4,004,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,037
−HK$12,915/mo
▼ 0.25% · 3.875%
HK$245,448
−HK$6,504/mo
Today · 4.125%
HK$251,952
baseline
▲ 0.50% · 4.625%
HK$265,233
+HK$13,281/mo
Deposit HK$47.11M · loan HK$47.11M · min. income ≈ HK$503,904/mo (50% DSR)
Upfront cash ≈ HK$51.12M (deposit + AVD stamp duty HK$4,004,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,840
−HK$16,169/mo
▼ 0.25% · 3.875%
HK$265,861
−HK$8,148/mo
Today · 4.125%
HK$274,009
baseline
▲ 0.50% · 4.625%
HK$290,682
+HK$16,673/mo
Deposit HK$37.69M · loan HK$56.54M · min. income ≈ HK$548,018/mo (50% DSR)
Upfront cash ≈ HK$41.70M (deposit + AVD stamp duty HK$4,004,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,845
−HK$15,497/mo
▼ 0.25% · 3.875%
HK$294,538
−HK$7,804/mo
Today · 4.125%
HK$302,342
baseline
▲ 0.50% · 4.625%
HK$318,279
+HK$15,937/mo
Deposit HK$37.69M · loan HK$56.54M · min. income ≈ HK$604,684/mo (50% DSR)
Upfront cash ≈ HK$41.70M (deposit + AVD stamp duty HK$4,004,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,814
−HK$18,864/mo
▼ 0.25% · 3.875%
HK$310,171
−HK$9,507/mo
Today · 4.125%
HK$319,678
baseline
▲ 0.50% · 4.625%
HK$339,129
+HK$19,451/mo
Deposit HK$28.27M · loan HK$65.96M · min. income ≈ HK$639,356/mo (50% DSR)
Upfront cash ≈ HK$32.27M (deposit + AVD stamp duty HK$4,004,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,652
−HK$18,081/mo
▼ 0.25% · 3.875%
HK$343,628
−HK$9,105/mo
Today · 4.125%
HK$352,733
baseline
▲ 0.50% · 4.625%
HK$371,326
+HK$18,593/mo
Deposit HK$28.27M · loan HK$65.96M · min. income ≈ HK$705,466/mo (50% DSR)
Upfront cash ≈ HK$32.27M (deposit + AVD stamp duty HK$4,004,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,761
−HK$24,253/mo
▼ 0.25% · 3.875%
HK$398,791
−HK$12,223/mo
Today · 4.125%
HK$411,014
baseline
▲ 0.50% · 4.625%
HK$436,023
+HK$25,009/mo
Deposit HK$9.42M · loan HK$84.81M · min. income ≈ HK$822,028/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$4,004,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,267
−HK$23,246/mo
▼ 0.25% · 3.875%
HK$441,807
−HK$11,706/mo
Today · 4.125%
HK$453,513
baseline
▲ 0.50% · 4.625%
HK$477,419
+HK$23,906/mo
Deposit HK$9.42M · loan HK$84.81M · min. income ≈ HK$907,026/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$4,004,747 · Scale 2, in force from 26 Feb 2026)