LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,487
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,156
−HK$679/mo
Today · 4.125%
HK$22,835
baseline
▲ 0.50% · 4.625%
HK$24,224
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,670/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,904
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,545
−HK$651/mo
Today · 4.125%
HK$25,196
baseline
▲ 0.50% · 4.625%
HK$26,524
+HK$1,328/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,392/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,785
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,587
−HK$815/mo
Today · 4.125%
HK$27,402
baseline
▲ 0.50% · 4.625%
HK$29,069
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,804/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,685
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,455
−HK$780/mo
Today · 4.125%
HK$30,235
baseline
▲ 0.50% · 4.625%
HK$31,829
+HK$1,594/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,470/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,082
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,018
−HK$951/mo
Today · 4.125%
HK$31,969
baseline
▲ 0.50% · 4.625%
HK$33,914
+HK$1,945/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,938/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,466
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,364
−HK$910/mo
Today · 4.125%
HK$35,274
baseline
▲ 0.50% · 4.625%
HK$37,134
+HK$1,860/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,548/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,677
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,880
−HK$1,222/mo
Today · 4.125%
HK$41,102
baseline
▲ 0.50% · 4.625%
HK$43,603
+HK$2,501/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,204/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,028
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,182
−HK$1,170/mo
Today · 4.125%
HK$45,352
baseline
▲ 0.50% · 4.625%
HK$47,743
+HK$2,391/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,704/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,318 · Scale 2, in force from 26 Feb 2026)