LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,493
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,162
−HK$679/mo
Today · 4.125%
HK$22,841
baseline
▲ 0.50% · 4.625%
HK$24,231
+HK$1,390/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,682/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,911
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,553
−HK$650/mo
Today · 4.125%
HK$25,203
baseline
▲ 0.50% · 4.625%
HK$26,532
+HK$1,329/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,406/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,792
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,594
−HK$816/mo
Today · 4.125%
HK$27,410
baseline
▲ 0.50% · 4.625%
HK$29,077
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,820/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,693
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,463
−HK$781/mo
Today · 4.125%
HK$30,244
baseline
▲ 0.50% · 4.625%
HK$31,838
+HK$1,594/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,488/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,091
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,027
−HK$951/mo
Today · 4.125%
HK$31,978
baseline
▲ 0.50% · 4.625%
HK$33,924
+HK$1,946/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,956/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,476
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,374
−HK$910/mo
Today · 4.125%
HK$35,284
baseline
▲ 0.50% · 4.625%
HK$37,144
+HK$1,860/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,568/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,688
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,892
−HK$1,222/mo
Today · 4.125%
HK$41,114
baseline
▲ 0.50% · 4.625%
HK$43,616
+HK$2,502/mo
Deposit HK$943K · loan HK$8.48M · min. income ≈ HK$82,228/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,040
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,195
−HK$1,171/mo
Today · 4.125%
HK$45,366
baseline
▲ 0.50% · 4.625%
HK$47,757
+HK$2,391/mo
Deposit HK$943K · loan HK$8.48M · min. income ≈ HK$90,732/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$312,589 · Scale 2, in force from 26 Feb 2026)