LTV · monthly repayment
▼ 0.50% · 3.625%
HK$214,958
−HK$13,480/mo
▼ 0.25% · 3.875%
HK$221,644
−HK$6,794/mo
Today · 4.125%
HK$228,438
baseline
▲ 0.50% · 4.625%
HK$242,338
+HK$13,900/mo
Deposit HK$47.13M · loan HK$47.13M · min. income ≈ HK$456,876/mo (50% DSR)
Upfront cash ≈ HK$51.14M (deposit + AVD stamp duty HK$4,006,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,139
−HK$12,920/mo
▼ 0.25% · 3.875%
HK$245,552
−HK$6,507/mo
Today · 4.125%
HK$252,059
baseline
▲ 0.50% · 4.625%
HK$265,345
+HK$13,286/mo
Deposit HK$47.13M · loan HK$47.13M · min. income ≈ HK$504,118/mo (50% DSR)
Upfront cash ≈ HK$51.14M (deposit + AVD stamp duty HK$4,006,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,950
−HK$16,175/mo
▼ 0.25% · 3.875%
HK$265,973
−HK$8,152/mo
Today · 4.125%
HK$274,125
baseline
▲ 0.50% · 4.625%
HK$290,805
+HK$16,680/mo
Deposit HK$37.71M · loan HK$56.56M · min. income ≈ HK$548,250/mo (50% DSR)
Upfront cash ≈ HK$41.71M (deposit + AVD stamp duty HK$4,006,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,966
−HK$15,504/mo
▼ 0.25% · 3.875%
HK$294,663
−HK$7,807/mo
Today · 4.125%
HK$302,470
baseline
▲ 0.50% · 4.625%
HK$318,414
+HK$15,944/mo
Deposit HK$37.71M · loan HK$56.56M · min. income ≈ HK$604,940/mo (50% DSR)
Upfront cash ≈ HK$41.71M (deposit + AVD stamp duty HK$4,006,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,941
−HK$18,872/mo
▼ 0.25% · 3.875%
HK$310,302
−HK$9,511/mo
Today · 4.125%
HK$319,813
baseline
▲ 0.50% · 4.625%
HK$339,273
+HK$19,460/mo
Deposit HK$28.28M · loan HK$65.99M · min. income ≈ HK$639,626/mo (50% DSR)
Upfront cash ≈ HK$32.29M (deposit + AVD stamp duty HK$4,006,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,794
−HK$18,088/mo
▼ 0.25% · 3.875%
HK$343,773
−HK$9,109/mo
Today · 4.125%
HK$352,882
baseline
▲ 0.50% · 4.625%
HK$371,483
+HK$18,601/mo
Deposit HK$28.28M · loan HK$65.99M · min. income ≈ HK$705,764/mo (50% DSR)
Upfront cash ≈ HK$32.29M (deposit + AVD stamp duty HK$4,006,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,924
−HK$24,264/mo
▼ 0.25% · 3.875%
HK$398,960
−HK$12,228/mo
Today · 4.125%
HK$411,188
baseline
▲ 0.50% · 4.625%
HK$436,208
+HK$25,020/mo
Deposit HK$9.43M · loan HK$84.84M · min. income ≈ HK$822,376/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$4,006,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,450
−HK$23,255/mo
▼ 0.25% · 3.875%
HK$441,994
−HK$11,711/mo
Today · 4.125%
HK$453,705
baseline
▲ 0.50% · 4.625%
HK$477,621
+HK$23,916/mo
Deposit HK$9.43M · loan HK$84.84M · min. income ≈ HK$907,410/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$4,006,442 · Scale 2, in force from 26 Feb 2026)