LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,503
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,172
−HK$680/mo
Today · 4.125%
HK$22,852
baseline
▲ 0.50% · 4.625%
HK$24,242
+HK$1,390/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,704/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,922
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,564
−HK$651/mo
Today · 4.125%
HK$25,215
baseline
▲ 0.50% · 4.625%
HK$26,544
+HK$1,329/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,430/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,804
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,607
−HK$815/mo
Today · 4.125%
HK$27,422
baseline
▲ 0.50% · 4.625%
HK$29,091
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,844/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,707
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,477
−HK$781/mo
Today · 4.125%
HK$30,258
baseline
▲ 0.50% · 4.625%
HK$31,853
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,516/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,105
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,041
−HK$952/mo
Today · 4.125%
HK$31,993
baseline
▲ 0.50% · 4.625%
HK$33,939
+HK$1,946/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$63,986/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,491
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,390
−HK$911/mo
Today · 4.125%
HK$35,301
baseline
▲ 0.50% · 4.625%
HK$37,161
+HK$1,860/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,602/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,706
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,910
−HK$1,223/mo
Today · 4.125%
HK$41,133
baseline
▲ 0.50% · 4.625%
HK$43,636
+HK$2,503/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,266/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,060
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,215
−HK$1,172/mo
Today · 4.125%
HK$45,387
baseline
▲ 0.50% · 4.625%
HK$47,779
+HK$2,392/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,774/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,027 · Scale 2, in force from 26 Feb 2026)