LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,509
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,178
−HK$679/mo
Today · 4.125%
HK$22,857
baseline
▲ 0.50% · 4.625%
HK$24,248
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,714/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,928
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,570
−HK$651/mo
Today · 4.125%
HK$25,221
baseline
▲ 0.50% · 4.625%
HK$26,550
+HK$1,329/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,442/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,810
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,613
−HK$816/mo
Today · 4.125%
HK$27,429
baseline
▲ 0.50% · 4.625%
HK$29,098
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,858/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,714
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,484
−HK$781/mo
Today · 4.125%
HK$30,265
baseline
▲ 0.50% · 4.625%
HK$31,860
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,530/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,112
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,049
−HK$951/mo
Today · 4.125%
HK$32,000
baseline
▲ 0.50% · 4.625%
HK$33,948
+HK$1,948/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,000/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,499
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,398
−HK$911/mo
Today · 4.125%
HK$35,309
baseline
▲ 0.50% · 4.625%
HK$37,171
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,618/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,716
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,920
−HK$1,223/mo
Today · 4.125%
HK$41,143
baseline
▲ 0.50% · 4.625%
HK$43,647
+HK$2,504/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,286/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,071
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,226
−HK$1,172/mo
Today · 4.125%
HK$45,398
baseline
▲ 0.50% · 4.625%
HK$47,791
+HK$2,393/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,796/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,258 · Scale 2, in force from 26 Feb 2026)