LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,511
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,180
−HK$680/mo
Today · 4.125%
HK$22,860
baseline
▲ 0.50% · 4.625%
HK$24,251
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,720/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,931
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,573
−HK$651/mo
Today · 4.125%
HK$25,224
baseline
▲ 0.50% · 4.625%
HK$26,554
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,448/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,814
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,617
−HK$815/mo
Today · 4.125%
HK$27,432
baseline
▲ 0.50% · 4.625%
HK$29,101
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,864/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,717
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,488
−HK$781/mo
Today · 4.125%
HK$30,269
baseline
▲ 0.50% · 4.625%
HK$31,864
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,538/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,116
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,053
−HK$951/mo
Today · 4.125%
HK$32,004
baseline
▲ 0.50% · 4.625%
HK$33,952
+HK$1,948/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,008/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,504
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,402
−HK$912/mo
Today · 4.125%
HK$35,314
baseline
▲ 0.50% · 4.625%
HK$37,175
+HK$1,861/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,628/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,720
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,925
−HK$1,223/mo
Today · 4.125%
HK$41,148
baseline
▲ 0.50% · 4.625%
HK$43,652
+HK$2,504/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,296/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,076
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,231
−HK$1,172/mo
Today · 4.125%
HK$45,403
baseline
▲ 0.50% · 4.625%
HK$47,797
+HK$2,394/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,806/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,372 · Scale 2, in force from 26 Feb 2026)