LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,514
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,183
−HK$680/mo
Today · 4.125%
HK$22,863
baseline
▲ 0.50% · 4.625%
HK$24,254
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,726/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,934
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,576
−HK$651/mo
Today · 4.125%
HK$25,227
baseline
▲ 0.50% · 4.625%
HK$26,557
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,454/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,817
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,620
−HK$816/mo
Today · 4.125%
HK$27,436
baseline
▲ 0.50% · 4.625%
HK$29,105
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,872/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,721
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,491
−HK$782/mo
Today · 4.125%
HK$30,273
baseline
▲ 0.50% · 4.625%
HK$31,868
+HK$1,595/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,546/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,120
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,057
−HK$951/mo
Today · 4.125%
HK$32,008
baseline
▲ 0.50% · 4.625%
HK$33,956
+HK$1,948/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,016/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,508
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,407
−HK$911/mo
Today · 4.125%
HK$35,318
baseline
▲ 0.50% · 4.625%
HK$37,180
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,636/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,725
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,930
−HK$1,224/mo
Today · 4.125%
HK$41,154
baseline
▲ 0.50% · 4.625%
HK$43,658
+HK$2,504/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,308/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,082
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,237
−HK$1,172/mo
Today · 4.125%
HK$45,409
baseline
▲ 0.50% · 4.625%
HK$47,803
+HK$2,394/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,818/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,494 · Scale 2, in force from 26 Feb 2026)