LTV · monthly repayment
▼ 0.50% · 3.625%
HK$215,145
−HK$13,491/mo
▼ 0.25% · 3.875%
HK$221,837
−HK$6,799/mo
Today · 4.125%
HK$228,636
baseline
▲ 0.50% · 4.625%
HK$242,548
+HK$13,912/mo
Deposit HK$47.18M · loan HK$47.18M · min. income ≈ HK$457,272/mo (50% DSR)
Upfront cash ≈ HK$51.19M (deposit + AVD stamp duty HK$4,009,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,346
−HK$12,932/mo
▼ 0.25% · 3.875%
HK$245,766
−HK$6,512/mo
Today · 4.125%
HK$252,278
baseline
▲ 0.50% · 4.625%
HK$265,575
+HK$13,297/mo
Deposit HK$47.18M · loan HK$47.18M · min. income ≈ HK$504,556/mo (50% DSR)
Upfront cash ≈ HK$51.19M (deposit + AVD stamp duty HK$4,009,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,174
−HK$16,190/mo
▼ 0.25% · 3.875%
HK$266,204
−HK$8,160/mo
Today · 4.125%
HK$274,364
baseline
▲ 0.50% · 4.625%
HK$291,058
+HK$16,694/mo
Deposit HK$37.74M · loan HK$56.61M · min. income ≈ HK$548,728/mo (50% DSR)
Upfront cash ≈ HK$41.75M (deposit + AVD stamp duty HK$4,009,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,216
−HK$15,517/mo
▼ 0.25% · 3.875%
HK$294,919
−HK$7,814/mo
Today · 4.125%
HK$302,733
baseline
▲ 0.50% · 4.625%
HK$318,691
+HK$15,958/mo
Deposit HK$37.74M · loan HK$56.61M · min. income ≈ HK$605,466/mo (50% DSR)
Upfront cash ≈ HK$41.75M (deposit + AVD stamp duty HK$4,009,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,203
−HK$18,888/mo
▼ 0.25% · 3.875%
HK$310,572
−HK$9,519/mo
Today · 4.125%
HK$320,091
baseline
▲ 0.50% · 4.625%
HK$339,568
+HK$19,477/mo
Deposit HK$28.31M · loan HK$66.05M · min. income ≈ HK$640,182/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$4,009,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,085
−HK$18,104/mo
▼ 0.25% · 3.875%
HK$344,072
−HK$9,117/mo
Today · 4.125%
HK$353,189
baseline
▲ 0.50% · 4.625%
HK$371,806
+HK$18,617/mo
Deposit HK$28.31M · loan HK$66.05M · min. income ≈ HK$706,378/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$4,009,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,261
−HK$24,284/mo
▼ 0.25% · 3.875%
HK$399,307
−HK$12,238/mo
Today · 4.125%
HK$411,545
baseline
▲ 0.50% · 4.625%
HK$436,587
+HK$25,042/mo
Deposit HK$9.44M · loan HK$84.92M · min. income ≈ HK$823,090/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$4,009,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,824
−HK$23,276/mo
▼ 0.25% · 3.875%
HK$442,378
−HK$11,722/mo
Today · 4.125%
HK$454,100
baseline
▲ 0.50% · 4.625%
HK$478,036
+HK$23,936/mo
Deposit HK$9.44M · loan HK$84.92M · min. income ≈ HK$908,200/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$4,009,924 · Scale 2, in force from 26 Feb 2026)