LTV · monthly repayment
▼ 0.50% · 3.625%
HK$215,147
−HK$13,491/mo
▼ 0.25% · 3.875%
HK$221,839
−HK$6,799/mo
Today · 4.125%
HK$228,638
baseline
▲ 0.50% · 4.625%
HK$242,550
+HK$13,912/mo
Deposit HK$47.18M · loan HK$47.18M · min. income ≈ HK$457,276/mo (50% DSR)
Upfront cash ≈ HK$51.19M (deposit + AVD stamp duty HK$4,009,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,348
−HK$12,932/mo
▼ 0.25% · 3.875%
HK$245,768
−HK$6,512/mo
Today · 4.125%
HK$252,280
baseline
▲ 0.50% · 4.625%
HK$265,578
+HK$13,298/mo
Deposit HK$47.18M · loan HK$47.18M · min. income ≈ HK$504,560/mo (50% DSR)
Upfront cash ≈ HK$51.19M (deposit + AVD stamp duty HK$4,009,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,176
−HK$16,190/mo
▼ 0.25% · 3.875%
HK$266,207
−HK$8,159/mo
Today · 4.125%
HK$274,366
baseline
▲ 0.50% · 4.625%
HK$291,060
+HK$16,694/mo
Deposit HK$37.74M · loan HK$56.61M · min. income ≈ HK$548,732/mo (50% DSR)
Upfront cash ≈ HK$41.75M (deposit + AVD stamp duty HK$4,009,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,218
−HK$15,518/mo
▼ 0.25% · 3.875%
HK$294,921
−HK$7,815/mo
Today · 4.125%
HK$302,736
baseline
▲ 0.50% · 4.625%
HK$318,693
+HK$15,957/mo
Deposit HK$37.74M · loan HK$56.61M · min. income ≈ HK$605,472/mo (50% DSR)
Upfront cash ≈ HK$41.75M (deposit + AVD stamp duty HK$4,009,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,205
−HK$18,888/mo
▼ 0.25% · 3.875%
HK$310,574
−HK$9,519/mo
Today · 4.125%
HK$320,093
baseline
▲ 0.50% · 4.625%
HK$339,570
+HK$19,477/mo
Deposit HK$28.31M · loan HK$66.05M · min. income ≈ HK$640,186/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$4,009,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,088
−HK$18,104/mo
▼ 0.25% · 3.875%
HK$344,075
−HK$9,117/mo
Today · 4.125%
HK$353,192
baseline
▲ 0.50% · 4.625%
HK$371,809
+HK$18,617/mo
Deposit HK$28.31M · loan HK$66.05M · min. income ≈ HK$706,384/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$4,009,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,264
−HK$24,285/mo
▼ 0.25% · 3.875%
HK$399,310
−HK$12,239/mo
Today · 4.125%
HK$411,549
baseline
▲ 0.50% · 4.625%
HK$436,590
+HK$25,041/mo
Deposit HK$9.44M · loan HK$84.92M · min. income ≈ HK$823,098/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$4,009,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,827
−HK$23,276/mo
▼ 0.25% · 3.875%
HK$442,382
−HK$11,721/mo
Today · 4.125%
HK$454,103
baseline
▲ 0.50% · 4.625%
HK$478,040
+HK$23,937/mo
Deposit HK$9.44M · loan HK$84.92M · min. income ≈ HK$908,206/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$4,009,957 · Scale 2, in force from 26 Feb 2026)