Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$94.35M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$301,211
−HK$18,889/mo
▼ 0.25% · 3.875%
HK$310,581
−HK$9,519/mo
Today · 4.125%
HK$320,100
baseline
▲ 0.50% · 4.625%
HK$339,577
+HK$19,477/mo
Deposit HK$28.31M · loan HK$66.05M · min. income ≈ HK$640,200/mo (50% DSR)
Upfront cash ≈ HK$32.32M (deposit + AVD stamp duty HK$4,010,040 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com