LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,519
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,189
−HK$680/mo
Today · 4.125%
HK$22,869
baseline
▲ 0.50% · 4.625%
HK$24,260
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,738/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,940
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,582
−HK$652/mo
Today · 4.125%
HK$25,234
baseline
▲ 0.50% · 4.625%
HK$26,564
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,468/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,823
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,627
−HK$816/mo
Today · 4.125%
HK$27,443
baseline
▲ 0.50% · 4.625%
HK$29,113
+HK$1,670/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,886/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,728
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,499
−HK$781/mo
Today · 4.125%
HK$30,280
baseline
▲ 0.50% · 4.625%
HK$31,876
+HK$1,596/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,560/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,127
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,064
−HK$952/mo
Today · 4.125%
HK$32,016
baseline
▲ 0.50% · 4.625%
HK$33,965
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,032/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,516
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,415
−HK$912/mo
Today · 4.125%
HK$35,327
baseline
▲ 0.50% · 4.625%
HK$37,189
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,654/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,735
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,940
−HK$1,224/mo
Today · 4.125%
HK$41,164
baseline
▲ 0.50% · 4.625%
HK$43,669
+HK$2,505/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$82,328/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,092
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,248
−HK$1,172/mo
Today · 4.125%
HK$45,420
baseline
▲ 0.50% · 4.625%
HK$47,815
+HK$2,395/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$90,840/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,730 · Scale 2, in force from 26 Feb 2026)