LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,521
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,190
−HK$681/mo
Today · 4.125%
HK$22,871
baseline
▲ 0.50% · 4.625%
HK$24,262
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,742/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,942
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,584
−HK$651/mo
Today · 4.125%
HK$25,235
baseline
▲ 0.50% · 4.625%
HK$26,566
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,470/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,825
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,628
−HK$817/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$29,115
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,730
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,501
−HK$781/mo
Today · 4.125%
HK$30,282
baseline
▲ 0.50% · 4.625%
HK$31,879
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,564/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,129
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,067
−HK$952/mo
Today · 4.125%
HK$32,019
baseline
▲ 0.50% · 4.625%
HK$33,967
+HK$1,948/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,038/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,519
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,418
−HK$912/mo
Today · 4.125%
HK$35,330
baseline
▲ 0.50% · 4.625%
HK$37,192
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,660/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,738
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,943
−HK$1,224/mo
Today · 4.125%
HK$41,167
baseline
▲ 0.50% · 4.625%
HK$43,672
+HK$2,505/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$82,334/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,095
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,251
−HK$1,173/mo
Today · 4.125%
HK$45,424
baseline
▲ 0.50% · 4.625%
HK$47,818
+HK$2,394/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$90,848/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,796 · Scale 2, in force from 26 Feb 2026)