LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,523
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,192
−HK$680/mo
Today · 4.125%
HK$22,872
baseline
▲ 0.50% · 4.625%
HK$24,264
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,744/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,944
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,586
−HK$651/mo
Today · 4.125%
HK$25,237
baseline
▲ 0.50% · 4.625%
HK$26,568
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,474/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,827
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,631
−HK$816/mo
Today · 4.125%
HK$27,447
baseline
▲ 0.50% · 4.625%
HK$29,117
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,894/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,733
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,503
−HK$782/mo
Today · 4.125%
HK$30,285
baseline
▲ 0.50% · 4.625%
HK$31,881
+HK$1,596/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,570/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,132
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,069
−HK$952/mo
Today · 4.125%
HK$32,021
baseline
▲ 0.50% · 4.625%
HK$33,970
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,042/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,521
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,420
−HK$912/mo
Today · 4.125%
HK$35,332
baseline
▲ 0.50% · 4.625%
HK$37,195
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,664/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$313,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,741
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,946
−HK$1,224/mo
Today · 4.125%
HK$41,170
baseline
▲ 0.50% · 4.625%
HK$43,675
+HK$2,505/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$82,340/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,099
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,255
−HK$1,172/mo
Today · 4.125%
HK$45,427
baseline
▲ 0.50% · 4.625%
HK$47,822
+HK$2,395/mo
Deposit HK$944K · loan HK$8.49M · min. income ≈ HK$90,854/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,874 · Scale 2, in force from 26 Feb 2026)