LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,526
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,196
−HK$680/mo
Today · 4.125%
HK$22,876
baseline
▲ 0.50% · 4.625%
HK$24,268
+HK$1,392/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,752/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,948
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,590
−HK$652/mo
Today · 4.125%
HK$25,242
baseline
▲ 0.50% · 4.625%
HK$26,572
+HK$1,330/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,484/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$314,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,832
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,635
−HK$817/mo
Today · 4.125%
HK$27,452
baseline
▲ 0.50% · 4.625%
HK$29,122
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$54,904/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,738
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,508
−HK$782/mo
Today · 4.125%
HK$30,290
baseline
▲ 0.50% · 4.625%
HK$31,887
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.66M · min. income ≈ HK$60,580/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,137
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,074
−HK$953/mo
Today · 4.125%
HK$32,027
baseline
▲ 0.50% · 4.625%
HK$33,976
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,054/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,527
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,426
−HK$913/mo
Today · 4.125%
HK$35,339
baseline
▲ 0.50% · 4.625%
HK$37,201
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,678/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,748
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,953
−HK$1,224/mo
Today · 4.125%
HK$41,177
baseline
▲ 0.50% · 4.625%
HK$43,683
+HK$2,506/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,354/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,106
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,262
−HK$1,173/mo
Today · 4.125%
HK$45,435
baseline
▲ 0.50% · 4.625%
HK$47,830
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,870/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,038 · Scale 2, in force from 26 Feb 2026)