LTV · monthly repayment
▼ 0.50% · 3.625%
HK$215,290
−HK$13,500/mo
▼ 0.25% · 3.875%
HK$221,986
−HK$6,804/mo
Today · 4.125%
HK$228,790
baseline
▲ 0.50% · 4.625%
HK$242,711
+HK$13,921/mo
Deposit HK$47.21M · loan HK$47.21M · min. income ≈ HK$457,580/mo (50% DSR)
Upfront cash ≈ HK$51.22M (deposit + AVD stamp duty HK$4,012,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,507
−HK$12,940/mo
▼ 0.25% · 3.875%
HK$245,931
−HK$6,516/mo
Today · 4.125%
HK$252,447
baseline
▲ 0.50% · 4.625%
HK$265,754
+HK$13,307/mo
Deposit HK$47.21M · loan HK$47.21M · min. income ≈ HK$504,894/mo (50% DSR)
Upfront cash ≈ HK$51.22M (deposit + AVD stamp duty HK$4,012,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,347
−HK$16,201/mo
▼ 0.25% · 3.875%
HK$266,384
−HK$8,164/mo
Today · 4.125%
HK$274,548
baseline
▲ 0.50% · 4.625%
HK$291,254
+HK$16,706/mo
Deposit HK$37.77M · loan HK$56.65M · min. income ≈ HK$549,096/mo (50% DSR)
Upfront cash ≈ HK$41.78M (deposit + AVD stamp duty HK$4,012,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,409
−HK$15,528/mo
▼ 0.25% · 3.875%
HK$295,117
−HK$7,820/mo
Today · 4.125%
HK$302,937
baseline
▲ 0.50% · 4.625%
HK$318,905
+HK$15,968/mo
Deposit HK$37.77M · loan HK$56.65M · min. income ≈ HK$605,874/mo (50% DSR)
Upfront cash ≈ HK$41.78M (deposit + AVD stamp duty HK$4,012,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,405
−HK$18,901/mo
▼ 0.25% · 3.875%
HK$310,781
−HK$9,525/mo
Today · 4.125%
HK$320,306
baseline
▲ 0.50% · 4.625%
HK$339,796
+HK$19,490/mo
Deposit HK$28.32M · loan HK$66.09M · min. income ≈ HK$640,612/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$4,012,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,310
−HK$18,116/mo
▼ 0.25% · 3.875%
HK$344,303
−HK$9,123/mo
Today · 4.125%
HK$353,426
baseline
▲ 0.50% · 4.625%
HK$372,056
+HK$18,630/mo
Deposit HK$28.32M · loan HK$66.09M · min. income ≈ HK$706,852/mo (50% DSR)
Upfront cash ≈ HK$32.34M (deposit + AVD stamp duty HK$4,012,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,521
−HK$24,301/mo
▼ 0.25% · 3.875%
HK$399,575
−HK$12,247/mo
Today · 4.125%
HK$411,822
baseline
▲ 0.50% · 4.625%
HK$436,881
+HK$25,059/mo
Deposit HK$9.44M · loan HK$84.97M · min. income ≈ HK$823,644/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$4,012,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$431,113
−HK$23,292/mo
▼ 0.25% · 3.875%
HK$442,676
−HK$11,729/mo
Today · 4.125%
HK$454,405
baseline
▲ 0.50% · 4.625%
HK$478,358
+HK$23,953/mo
Deposit HK$9.44M · loan HK$84.97M · min. income ≈ HK$908,810/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$4,012,622 · Scale 2, in force from 26 Feb 2026)