LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,547
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,217
−HK$681/mo
Today · 4.125%
HK$22,898
baseline
▲ 0.50% · 4.625%
HK$24,292
+HK$1,394/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,796/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,971
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,614
−HK$652/mo
Today · 4.125%
HK$25,266
baseline
▲ 0.50% · 4.625%
HK$26,598
+HK$1,332/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,532/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,857
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,661
−HK$817/mo
Today · 4.125%
HK$27,478
baseline
▲ 0.50% · 4.625%
HK$29,150
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,956/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,765
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,537
−HK$782/mo
Today · 4.125%
HK$30,319
baseline
▲ 0.50% · 4.625%
HK$31,918
+HK$1,599/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,638/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,166
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,104
−HK$954/mo
Today · 4.125%
HK$32,058
baseline
▲ 0.50% · 4.625%
HK$34,008
+HK$1,950/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,116/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,559
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,460
−HK$913/mo
Today · 4.125%
HK$35,373
baseline
▲ 0.50% · 4.625%
HK$37,237
+HK$1,864/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,746/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,785
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,991
−HK$1,226/mo
Today · 4.125%
HK$41,217
baseline
▲ 0.50% · 4.625%
HK$43,725
+HK$2,508/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$82,434/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,148
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,305
−HK$1,174/mo
Today · 4.125%
HK$45,479
baseline
▲ 0.50% · 4.625%
HK$47,876
+HK$2,397/mo
Deposit HK$945K · loan HK$8.50M · min. income ≈ HK$90,958/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,947 · Scale 2, in force from 26 Feb 2026)