LTV · monthly repayment
▼ 0.50% · 3.625%
HK$215,503
−HK$13,514/mo
▼ 0.25% · 3.875%
HK$222,207
−HK$6,810/mo
Today · 4.125%
HK$229,017
baseline
▲ 0.50% · 4.625%
HK$242,952
+HK$13,935/mo
Deposit HK$47.25M · loan HK$47.25M · min. income ≈ HK$458,034/mo (50% DSR)
Upfront cash ≈ HK$51.27M (deposit + AVD stamp duty HK$4,016,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,745
−HK$12,953/mo
▼ 0.25% · 3.875%
HK$246,175
−HK$6,523/mo
Today · 4.125%
HK$252,698
baseline
▲ 0.50% · 4.625%
HK$266,018
+HK$13,320/mo
Deposit HK$47.25M · loan HK$47.25M · min. income ≈ HK$505,396/mo (50% DSR)
Upfront cash ≈ HK$51.27M (deposit + AVD stamp duty HK$4,016,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,604
−HK$16,217/mo
▼ 0.25% · 3.875%
HK$266,648
−HK$8,173/mo
Today · 4.125%
HK$274,821
baseline
▲ 0.50% · 4.625%
HK$291,543
+HK$16,722/mo
Deposit HK$37.80M · loan HK$56.71M · min. income ≈ HK$549,642/mo (50% DSR)
Upfront cash ≈ HK$41.82M (deposit + AVD stamp duty HK$4,016,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,694
−HK$15,544/mo
▼ 0.25% · 3.875%
HK$295,410
−HK$7,828/mo
Today · 4.125%
HK$303,238
baseline
▲ 0.50% · 4.625%
HK$319,222
+HK$15,984/mo
Deposit HK$37.80M · loan HK$56.71M · min. income ≈ HK$606,476/mo (50% DSR)
Upfront cash ≈ HK$41.82M (deposit + AVD stamp duty HK$4,016,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,705
−HK$18,919/mo
▼ 0.25% · 3.875%
HK$311,089
−HK$9,535/mo
Today · 4.125%
HK$320,624
baseline
▲ 0.50% · 4.625%
HK$340,133
+HK$19,509/mo
Deposit HK$28.35M · loan HK$66.16M · min. income ≈ HK$641,248/mo (50% DSR)
Upfront cash ≈ HK$32.37M (deposit + AVD stamp duty HK$4,016,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,643
−HK$18,134/mo
▼ 0.25% · 3.875%
HK$344,645
−HK$9,132/mo
Today · 4.125%
HK$353,777
baseline
▲ 0.50% · 4.625%
HK$372,425
+HK$18,648/mo
Deposit HK$28.35M · loan HK$66.16M · min. income ≈ HK$707,554/mo (50% DSR)
Upfront cash ≈ HK$32.37M (deposit + AVD stamp duty HK$4,016,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$387,906
−HK$24,325/mo
▼ 0.25% · 3.875%
HK$399,972
−HK$12,259/mo
Today · 4.125%
HK$412,231
baseline
▲ 0.50% · 4.625%
HK$437,314
+HK$25,083/mo
Deposit HK$9.45M · loan HK$85.06M · min. income ≈ HK$824,462/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$4,016,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$431,541
−HK$23,315/mo
▼ 0.25% · 3.875%
HK$443,115
−HK$11,741/mo
Today · 4.125%
HK$454,856
baseline
▲ 0.50% · 4.625%
HK$478,832
+HK$23,976/mo
Deposit HK$9.45M · loan HK$85.06M · min. income ≈ HK$909,712/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$4,016,606 · Scale 2, in force from 26 Feb 2026)