LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,552
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,222
−HK$681/mo
Today · 4.125%
HK$22,903
baseline
▲ 0.50% · 4.625%
HK$24,297
+HK$1,394/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,806/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,976
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,619
−HK$652/mo
Today · 4.125%
HK$25,271
baseline
▲ 0.50% · 4.625%
HK$26,604
+HK$1,333/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,542/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$315,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,862
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,667
−HK$817/mo
Today · 4.125%
HK$27,484
baseline
▲ 0.50% · 4.625%
HK$29,156
+HK$1,672/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,968/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,771
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,543
−HK$783/mo
Today · 4.125%
HK$30,326
baseline
▲ 0.50% · 4.625%
HK$31,924
+HK$1,598/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,652/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$315,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,172
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,111
−HK$954/mo
Today · 4.125%
HK$32,065
baseline
▲ 0.50% · 4.625%
HK$34,016
+HK$1,951/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$64,130/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,567
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,467
−HK$913/mo
Today · 4.125%
HK$35,380
baseline
▲ 0.50% · 4.625%
HK$37,245
+HK$1,865/mo
Deposit HK$2.84M · loan HK$6.62M · min. income ≈ HK$70,760/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$315,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,793
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,226/mo
Today · 4.125%
HK$41,226
baseline
▲ 0.50% · 4.625%
HK$43,734
+HK$2,508/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$82,452/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,157
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,314
−HK$1,175/mo
Today · 4.125%
HK$45,489
baseline
▲ 0.50% · 4.625%
HK$47,886
+HK$2,397/mo
Deposit HK$945K · loan HK$8.51M · min. income ≈ HK$90,978/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$315,146 · Scale 2, in force from 26 Feb 2026)