LTV · monthly repayment
▼ 0.50% · 3.625%
HK$215,659
−HK$13,524/mo
▼ 0.25% · 3.875%
HK$222,368
−HK$6,815/mo
Today · 4.125%
HK$229,183
baseline
▲ 0.50% · 4.625%
HK$243,128
+HK$13,945/mo
Deposit HK$47.29M · loan HK$47.29M · min. income ≈ HK$458,366/mo (50% DSR)
Upfront cash ≈ HK$51.31M (deposit + AVD stamp duty HK$4,019,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,919
−HK$12,962/mo
▼ 0.25% · 3.875%
HK$246,353
−HK$6,528/mo
Today · 4.125%
HK$252,881
baseline
▲ 0.50% · 4.625%
HK$266,211
+HK$13,330/mo
Deposit HK$47.29M · loan HK$47.29M · min. income ≈ HK$505,762/mo (50% DSR)
Upfront cash ≈ HK$51.31M (deposit + AVD stamp duty HK$4,019,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,791
−HK$16,229/mo
▼ 0.25% · 3.875%
HK$266,841
−HK$8,179/mo
Today · 4.125%
HK$275,020
baseline
▲ 0.50% · 4.625%
HK$291,754
+HK$16,734/mo
Deposit HK$37.83M · loan HK$56.75M · min. income ≈ HK$550,040/mo (50% DSR)
Upfront cash ≈ HK$41.85M (deposit + AVD stamp duty HK$4,019,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,903
−HK$15,554/mo
▼ 0.25% · 3.875%
HK$295,624
−HK$7,833/mo
Today · 4.125%
HK$303,457
baseline
▲ 0.50% · 4.625%
HK$319,453
+HK$15,996/mo
Deposit HK$37.83M · loan HK$56.75M · min. income ≈ HK$606,914/mo (50% DSR)
Upfront cash ≈ HK$41.85M (deposit + AVD stamp duty HK$4,019,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,923
−HK$18,933/mo
▼ 0.25% · 3.875%
HK$311,315
−HK$9,541/mo
Today · 4.125%
HK$320,856
baseline
▲ 0.50% · 4.625%
HK$340,380
+HK$19,524/mo
Deposit HK$28.37M · loan HK$66.20M · min. income ≈ HK$641,712/mo (50% DSR)
Upfront cash ≈ HK$32.39M (deposit + AVD stamp duty HK$4,019,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,886
−HK$18,147/mo
▼ 0.25% · 3.875%
HK$344,895
−HK$9,138/mo
Today · 4.125%
HK$354,033
baseline
▲ 0.50% · 4.625%
HK$372,695
+HK$18,662/mo
Deposit HK$28.37M · loan HK$66.20M · min. income ≈ HK$708,066/mo (50% DSR)
Upfront cash ≈ HK$32.39M (deposit + AVD stamp duty HK$4,019,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,187
−HK$24,342/mo
▼ 0.25% · 3.875%
HK$400,262
−HK$12,267/mo
Today · 4.125%
HK$412,529
baseline
▲ 0.50% · 4.625%
HK$437,631
+HK$25,102/mo
Deposit HK$9.46M · loan HK$85.12M · min. income ≈ HK$825,058/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$4,019,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$431,854
−HK$23,332/mo
▼ 0.25% · 3.875%
HK$443,436
−HK$11,750/mo
Today · 4.125%
HK$455,186
baseline
▲ 0.50% · 4.625%
HK$479,179
+HK$23,993/mo
Deposit HK$9.46M · loan HK$85.12M · min. income ≈ HK$910,372/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$4,019,513 · Scale 2, in force from 26 Feb 2026)