LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,584
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,256
−HK$682/mo
Today · 4.125%
HK$22,938
baseline
▲ 0.50% · 4.625%
HK$24,334
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,876/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,012
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,656
−HK$654/mo
Today · 4.125%
HK$25,310
baseline
▲ 0.50% · 4.625%
HK$26,644
+HK$1,334/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,620/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,901
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,707
−HK$818/mo
Today · 4.125%
HK$27,525
baseline
▲ 0.50% · 4.625%
HK$29,200
+HK$1,675/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,050/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,815
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,588
−HK$784/mo
Today · 4.125%
HK$30,372
baseline
▲ 0.50% · 4.625%
HK$31,973
+HK$1,601/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,744/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,218
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,158
−HK$955/mo
Today · 4.125%
HK$32,113
baseline
▲ 0.50% · 4.625%
HK$34,067
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,226/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,617
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,519
−HK$915/mo
Today · 4.125%
HK$35,434
baseline
▲ 0.50% · 4.625%
HK$37,301
+HK$1,867/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,868/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,852
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,060
−HK$1,228/mo
Today · 4.125%
HK$41,288
baseline
▲ 0.50% · 4.625%
HK$43,801
+HK$2,513/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,576/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,222
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,382
−HK$1,175/mo
Today · 4.125%
HK$45,557
baseline
▲ 0.50% · 4.625%
HK$47,959
+HK$2,402/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,114/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,577 · Scale 2, in force from 26 Feb 2026)