LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,586
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,257
−HK$682/mo
Today · 4.125%
HK$22,939
baseline
▲ 0.50% · 4.625%
HK$24,335
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,878/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,014
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,658
−HK$653/mo
Today · 4.125%
HK$25,311
baseline
▲ 0.50% · 4.625%
HK$26,646
+HK$1,335/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,622/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,903
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,709
−HK$818/mo
Today · 4.125%
HK$27,527
baseline
▲ 0.50% · 4.625%
HK$29,202
+HK$1,675/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,054/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,817
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,590
−HK$784/mo
Today · 4.125%
HK$30,374
baseline
▲ 0.50% · 4.625%
HK$31,975
+HK$1,601/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,748/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,220
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,160
−HK$955/mo
Today · 4.125%
HK$32,115
baseline
▲ 0.50% · 4.625%
HK$34,069
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,230/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,620
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,521
−HK$915/mo
Today · 4.125%
HK$35,436
baseline
▲ 0.50% · 4.625%
HK$37,304
+HK$1,868/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,872/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,854
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,063
−HK$1,228/mo
Today · 4.125%
HK$41,291
baseline
▲ 0.50% · 4.625%
HK$43,803
+HK$2,512/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,582/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,225
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,384
−HK$1,176/mo
Today · 4.125%
HK$45,560
baseline
▲ 0.50% · 4.625%
HK$47,962
+HK$2,402/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,120/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,639 · Scale 2, in force from 26 Feb 2026)