LTV · monthly repayment
▼ 0.50% · 3.625%
HK$215,877
−HK$13,537/mo
▼ 0.25% · 3.875%
HK$222,592
−HK$6,822/mo
Today · 4.125%
HK$229,414
baseline
▲ 0.50% · 4.625%
HK$243,373
+HK$13,959/mo
Deposit HK$47.34M · loan HK$47.34M · min. income ≈ HK$458,828/mo (50% DSR)
Upfront cash ≈ HK$51.36M (deposit + AVD stamp duty HK$4,023,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,161
−HK$12,975/mo
▼ 0.25% · 3.875%
HK$246,602
−HK$6,534/mo
Today · 4.125%
HK$253,136
baseline
▲ 0.50% · 4.625%
HK$266,479
+HK$13,343/mo
Deposit HK$47.34M · loan HK$47.34M · min. income ≈ HK$506,272/mo (50% DSR)
Upfront cash ≈ HK$51.36M (deposit + AVD stamp duty HK$4,023,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,052
−HK$16,245/mo
▼ 0.25% · 3.875%
HK$267,110
−HK$8,187/mo
Today · 4.125%
HK$275,297
baseline
▲ 0.50% · 4.625%
HK$292,048
+HK$16,751/mo
Deposit HK$37.87M · loan HK$56.80M · min. income ≈ HK$550,594/mo (50% DSR)
Upfront cash ≈ HK$41.89M (deposit + AVD stamp duty HK$4,023,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,193
−HK$15,570/mo
▼ 0.25% · 3.875%
HK$295,922
−HK$7,841/mo
Today · 4.125%
HK$303,763
baseline
▲ 0.50% · 4.625%
HK$319,775
+HK$16,012/mo
Deposit HK$37.87M · loan HK$56.80M · min. income ≈ HK$607,526/mo (50% DSR)
Upfront cash ≈ HK$41.89M (deposit + AVD stamp duty HK$4,023,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,227
−HK$18,953/mo
▼ 0.25% · 3.875%
HK$311,628
−HK$9,552/mo
Today · 4.125%
HK$321,180
baseline
▲ 0.50% · 4.625%
HK$340,723
+HK$19,543/mo
Deposit HK$28.40M · loan HK$66.27M · min. income ≈ HK$642,360/mo (50% DSR)
Upfront cash ≈ HK$32.43M (deposit + AVD stamp duty HK$4,023,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,225
−HK$18,165/mo
▼ 0.25% · 3.875%
HK$345,242
−HK$9,148/mo
Today · 4.125%
HK$354,390
baseline
▲ 0.50% · 4.625%
HK$373,070
+HK$18,680/mo
Deposit HK$28.40M · loan HK$66.27M · min. income ≈ HK$708,780/mo (50% DSR)
Upfront cash ≈ HK$32.43M (deposit + AVD stamp duty HK$4,023,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,578
−HK$24,367/mo
▼ 0.25% · 3.875%
HK$400,665
−HK$12,280/mo
Today · 4.125%
HK$412,945
baseline
▲ 0.50% · 4.625%
HK$438,072
+HK$25,127/mo
Deposit HK$9.47M · loan HK$85.20M · min. income ≈ HK$825,890/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$4,023,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$432,289
−HK$23,355/mo
▼ 0.25% · 3.875%
HK$443,883
−HK$11,761/mo
Today · 4.125%
HK$455,644
baseline
▲ 0.50% · 4.625%
HK$479,662
+HK$24,018/mo
Deposit HK$9.47M · loan HK$85.20M · min. income ≈ HK$911,288/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$4,023,565 · Scale 2, in force from 26 Feb 2026)