LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,602
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,274
−HK$683/mo
Today · 4.125%
HK$22,957
baseline
▲ 0.50% · 4.625%
HK$24,354
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,914/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,032
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,677
−HK$654/mo
Today · 4.125%
HK$25,331
baseline
▲ 0.50% · 4.625%
HK$26,666
+HK$1,335/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,662/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,923
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,729
−HK$819/mo
Today · 4.125%
HK$27,548
baseline
▲ 0.50% · 4.625%
HK$29,225
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,096/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,839
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,612
−HK$785/mo
Today · 4.125%
HK$30,397
baseline
▲ 0.50% · 4.625%
HK$31,999
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,794/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,243
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,184
−HK$956/mo
Today · 4.125%
HK$32,140
baseline
▲ 0.50% · 4.625%
HK$34,095
+HK$1,955/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,280/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,645
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,548
−HK$915/mo
Today · 4.125%
HK$35,463
baseline
▲ 0.50% · 4.625%
HK$37,332
+HK$1,869/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,926/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,884
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,094
−HK$1,228/mo
Today · 4.125%
HK$41,322
baseline
▲ 0.50% · 4.625%
HK$43,837
+HK$2,515/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$82,644/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,258
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,418
−HK$1,177/mo
Today · 4.125%
HK$45,595
baseline
▲ 0.50% · 4.625%
HK$47,999
+HK$2,404/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$91,190/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,360 · Scale 2, in force from 26 Feb 2026)