LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,605
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,277
−HK$682/mo
Today · 4.125%
HK$22,959
baseline
▲ 0.50% · 4.625%
HK$24,356
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,918/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,035
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,679
−HK$654/mo
Today · 4.125%
HK$25,333
baseline
▲ 0.50% · 4.625%
HK$26,669
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,666/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$317,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,925
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,732
−HK$819/mo
Today · 4.125%
HK$27,551
baseline
▲ 0.50% · 4.625%
HK$29,228
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,102/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,842
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,615
−HK$785/mo
Today · 4.125%
HK$30,400
baseline
▲ 0.50% · 4.625%
HK$32,002
+HK$1,602/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,800/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,246
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,187
−HK$956/mo
Today · 4.125%
HK$32,143
baseline
▲ 0.50% · 4.625%
HK$34,099
+HK$1,956/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,286/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,649
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,551
−HK$916/mo
Today · 4.125%
HK$35,467
baseline
▲ 0.50% · 4.625%
HK$37,336
+HK$1,869/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,934/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,888
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,098
−HK$1,229/mo
Today · 4.125%
HK$41,327
baseline
▲ 0.50% · 4.625%
HK$43,841
+HK$2,514/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$82,654/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,263
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,423
−HK$1,177/mo
Today · 4.125%
HK$45,600
baseline
▲ 0.50% · 4.625%
HK$48,004
+HK$2,404/mo
Deposit HK$947K · loan HK$8.53M · min. income ≈ HK$91,200/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$317,460 · Scale 2, in force from 26 Feb 2026)