LTV · monthly repayment
▼ 0.50% · 3.625%
HK$216,061
−HK$13,549/mo
▼ 0.25% · 3.875%
HK$222,782
−HK$6,828/mo
Today · 4.125%
HK$229,610
baseline
▲ 0.50% · 4.625%
HK$243,581
+HK$13,971/mo
Deposit HK$47.38M · loan HK$47.38M · min. income ≈ HK$459,220/mo (50% DSR)
Upfront cash ≈ HK$51.40M (deposit + AVD stamp duty HK$4,026,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,366
−HK$12,986/mo
▼ 0.25% · 3.875%
HK$246,812
−HK$6,540/mo
Today · 4.125%
HK$253,352
baseline
▲ 0.50% · 4.625%
HK$266,706
+HK$13,354/mo
Deposit HK$47.38M · loan HK$47.38M · min. income ≈ HK$506,704/mo (50% DSR)
Upfront cash ≈ HK$51.40M (deposit + AVD stamp duty HK$4,026,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,273
−HK$16,259/mo
▼ 0.25% · 3.875%
HK$267,338
−HK$8,194/mo
Today · 4.125%
HK$275,532
baseline
▲ 0.50% · 4.625%
HK$292,297
+HK$16,765/mo
Deposit HK$37.90M · loan HK$56.85M · min. income ≈ HK$551,064/mo (50% DSR)
Upfront cash ≈ HK$41.93M (deposit + AVD stamp duty HK$4,026,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,439
−HK$15,583/mo
▼ 0.25% · 3.875%
HK$296,174
−HK$7,848/mo
Today · 4.125%
HK$304,022
baseline
▲ 0.50% · 4.625%
HK$320,048
+HK$16,026/mo
Deposit HK$37.90M · loan HK$56.85M · min. income ≈ HK$608,044/mo (50% DSR)
Upfront cash ≈ HK$41.93M (deposit + AVD stamp duty HK$4,026,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,485
−HK$18,969/mo
▼ 0.25% · 3.875%
HK$311,894
−HK$9,560/mo
Today · 4.125%
HK$321,454
baseline
▲ 0.50% · 4.625%
HK$341,013
+HK$19,559/mo
Deposit HK$28.43M · loan HK$66.33M · min. income ≈ HK$642,908/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$4,026,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,512
−HK$18,181/mo
▼ 0.25% · 3.875%
HK$345,537
−HK$9,156/mo
Today · 4.125%
HK$354,693
baseline
▲ 0.50% · 4.625%
HK$373,389
+HK$18,696/mo
Deposit HK$28.43M · loan HK$66.33M · min. income ≈ HK$709,386/mo (50% DSR)
Upfront cash ≈ HK$32.45M (deposit + AVD stamp duty HK$4,026,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$388,910
−HK$24,388/mo
▼ 0.25% · 3.875%
HK$401,007
−HK$12,291/mo
Today · 4.125%
HK$413,298
baseline
▲ 0.50% · 4.625%
HK$438,446
+HK$25,148/mo
Deposit HK$9.48M · loan HK$85.28M · min. income ≈ HK$826,596/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$4,026,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$432,658
−HK$23,375/mo
▼ 0.25% · 3.875%
HK$444,262
−HK$11,771/mo
Today · 4.125%
HK$456,033
baseline
▲ 0.50% · 4.625%
HK$480,071
+HK$24,038/mo
Deposit HK$9.48M · loan HK$85.28M · min. income ≈ HK$912,066/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$4,026,999 · Scale 2, in force from 26 Feb 2026)