LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,610
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,283
−HK$683/mo
Today · 4.125%
HK$22,966
baseline
▲ 0.50% · 4.625%
HK$24,363
+HK$1,397/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$45,932/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,041
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,686
−HK$654/mo
Today · 4.125%
HK$25,340
baseline
▲ 0.50% · 4.625%
HK$26,676
+HK$1,336/mo
Deposit HK$4.74M · loan HK$4.74M · min. income ≈ HK$50,680/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$317,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,933
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,739
−HK$820/mo
Today · 4.125%
HK$27,559
baseline
▲ 0.50% · 4.625%
HK$29,236
+HK$1,677/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$55,118/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,850
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,623
−HK$785/mo
Today · 4.125%
HK$30,408
baseline
▲ 0.50% · 4.625%
HK$32,011
+HK$1,603/mo
Deposit HK$3.79M · loan HK$5.69M · min. income ≈ HK$60,816/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$317,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,255
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,196
−HK$956/mo
Today · 4.125%
HK$32,152
baseline
▲ 0.50% · 4.625%
HK$34,108
+HK$1,956/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,304/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,658
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,561
−HK$915/mo
Today · 4.125%
HK$35,476
baseline
▲ 0.50% · 4.625%
HK$37,346
+HK$1,870/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,952/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$317,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,899
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,109
−HK$1,229/mo
Today · 4.125%
HK$41,338
baseline
▲ 0.50% · 4.625%
HK$43,853
+HK$2,515/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$82,676/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,275
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,435
−HK$1,178/mo
Today · 4.125%
HK$45,613
baseline
▲ 0.50% · 4.625%
HK$48,017
+HK$2,404/mo
Deposit HK$948K · loan HK$8.53M · min. income ≈ HK$91,226/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$317,720 · Scale 2, in force from 26 Feb 2026)