LTV · monthly repayment
▼ 0.50% · 3.625%
HK$216,451
−HK$13,574/mo
▼ 0.25% · 3.875%
HK$223,184
−HK$6,841/mo
Today · 4.125%
HK$230,025
baseline
▲ 0.50% · 4.625%
HK$244,021
+HK$13,996/mo
Deposit HK$47.46M · loan HK$47.46M · min. income ≈ HK$460,050/mo (50% DSR)
Upfront cash ≈ HK$51.50M (deposit + AVD stamp duty HK$4,034,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,800
−HK$13,009/mo
▼ 0.25% · 3.875%
HK$247,258
−HK$6,551/mo
Today · 4.125%
HK$253,809
baseline
▲ 0.50% · 4.625%
HK$267,188
+HK$13,379/mo
Deposit HK$47.46M · loan HK$47.46M · min. income ≈ HK$507,618/mo (50% DSR)
Upfront cash ≈ HK$51.50M (deposit + AVD stamp duty HK$4,034,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,741
−HK$16,288/mo
▼ 0.25% · 3.875%
HK$267,821
−HK$8,208/mo
Today · 4.125%
HK$276,029
baseline
▲ 0.50% · 4.625%
HK$292,825
+HK$16,796/mo
Deposit HK$37.97M · loan HK$56.95M · min. income ≈ HK$552,058/mo (50% DSR)
Upfront cash ≈ HK$42.00M (deposit + AVD stamp duty HK$4,034,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,960
−HK$15,611/mo
▼ 0.25% · 3.875%
HK$296,709
−HK$7,862/mo
Today · 4.125%
HK$304,571
baseline
▲ 0.50% · 4.625%
HK$320,626
+HK$16,055/mo
Deposit HK$37.97M · loan HK$56.95M · min. income ≈ HK$609,142/mo (50% DSR)
Upfront cash ≈ HK$42.00M (deposit + AVD stamp duty HK$4,034,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,032
−HK$19,002/mo
▼ 0.25% · 3.875%
HK$312,458
−HK$9,576/mo
Today · 4.125%
HK$322,034
baseline
▲ 0.50% · 4.625%
HK$341,629
+HK$19,595/mo
Deposit HK$28.48M · loan HK$66.45M · min. income ≈ HK$644,068/mo (50% DSR)
Upfront cash ≈ HK$32.51M (deposit + AVD stamp duty HK$4,034,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,120
−HK$18,213/mo
▼ 0.25% · 3.875%
HK$346,161
−HK$9,172/mo
Today · 4.125%
HK$355,333
baseline
▲ 0.50% · 4.625%
HK$374,063
+HK$18,730/mo
Deposit HK$28.48M · loan HK$66.45M · min. income ≈ HK$710,666/mo (50% DSR)
Upfront cash ≈ HK$32.51M (deposit + AVD stamp duty HK$4,034,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,612
−HK$24,432/mo
▼ 0.25% · 3.875%
HK$401,731
−HK$12,313/mo
Today · 4.125%
HK$414,044
baseline
▲ 0.50% · 4.625%
HK$439,238
+HK$25,194/mo
Deposit HK$9.49M · loan HK$85.43M · min. income ≈ HK$828,088/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$4,034,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$433,440
−HK$23,417/mo
▼ 0.25% · 3.875%
HK$445,064
−HK$11,793/mo
Today · 4.125%
HK$456,857
baseline
▲ 0.50% · 4.625%
HK$480,938
+HK$24,081/mo
Deposit HK$9.49M · loan HK$85.43M · min. income ≈ HK$913,714/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$4,034,272 · Scale 2, in force from 26 Feb 2026)