LTV · monthly repayment
▼ 0.50% · 3.625%
HK$216,978
−HK$13,606/mo
▼ 0.25% · 3.875%
HK$223,727
−HK$6,857/mo
Today · 4.125%
HK$230,584
baseline
▲ 0.50% · 4.625%
HK$244,614
+HK$14,030/mo
Deposit HK$47.58M · loan HK$47.58M · min. income ≈ HK$461,168/mo (50% DSR)
Upfront cash ≈ HK$51.62M (deposit + AVD stamp duty HK$4,044,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,385
−HK$13,042/mo
▼ 0.25% · 3.875%
HK$247,859
−HK$6,568/mo
Today · 4.125%
HK$254,427
baseline
▲ 0.50% · 4.625%
HK$267,838
+HK$13,411/mo
Deposit HK$47.58M · loan HK$47.58M · min. income ≈ HK$508,854/mo (50% DSR)
Upfront cash ≈ HK$51.62M (deposit + AVD stamp duty HK$4,044,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,373
−HK$16,328/mo
▼ 0.25% · 3.875%
HK$268,472
−HK$8,229/mo
Today · 4.125%
HK$276,701
baseline
▲ 0.50% · 4.625%
HK$293,537
+HK$16,836/mo
Deposit HK$38.06M · loan HK$57.09M · min. income ≈ HK$553,402/mo (50% DSR)
Upfront cash ≈ HK$42.11M (deposit + AVD stamp duty HK$4,044,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,662
−HK$15,650/mo
▼ 0.25% · 3.875%
HK$297,431
−HK$7,881/mo
Today · 4.125%
HK$305,312
baseline
▲ 0.50% · 4.625%
HK$321,405
+HK$16,093/mo
Deposit HK$38.06M · loan HK$57.09M · min. income ≈ HK$610,624/mo (50% DSR)
Upfront cash ≈ HK$42.11M (deposit + AVD stamp duty HK$4,044,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,769
−HK$19,049/mo
▼ 0.25% · 3.875%
HK$313,217
−HK$9,601/mo
Today · 4.125%
HK$322,818
baseline
▲ 0.50% · 4.625%
HK$342,460
+HK$19,642/mo
Deposit HK$28.55M · loan HK$66.61M · min. income ≈ HK$645,636/mo (50% DSR)
Upfront cash ≈ HK$32.59M (deposit + AVD stamp duty HK$4,044,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,939
−HK$18,258/mo
▼ 0.25% · 3.875%
HK$347,003
−HK$9,194/mo
Today · 4.125%
HK$356,197
baseline
▲ 0.50% · 4.625%
HK$374,973
+HK$18,776/mo
Deposit HK$28.55M · loan HK$66.61M · min. income ≈ HK$712,394/mo (50% DSR)
Upfront cash ≈ HK$32.59M (deposit + AVD stamp duty HK$4,044,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,560
−HK$24,491/mo
▼ 0.25% · 3.875%
HK$402,708
−HK$12,343/mo
Today · 4.125%
HK$415,051
baseline
▲ 0.50% · 4.625%
HK$440,306
+HK$25,255/mo
Deposit HK$9.52M · loan HK$85.64M · min. income ≈ HK$830,102/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$4,044,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$434,494
−HK$23,474/mo
▼ 0.25% · 3.875%
HK$446,146
−HK$11,822/mo
Today · 4.125%
HK$457,968
baseline
▲ 0.50% · 4.625%
HK$482,108
+HK$24,140/mo
Deposit HK$9.52M · loan HK$85.64M · min. income ≈ HK$915,936/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$4,044,083 · Scale 2, in force from 26 Feb 2026)