LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,705
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,380
−HK$686/mo
Today · 4.125%
HK$23,066
baseline
▲ 0.50% · 4.625%
HK$24,470
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,132/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,147
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,794
−HK$657/mo
Today · 4.125%
HK$25,451
baseline
▲ 0.50% · 4.625%
HK$26,793
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,902/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$321,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,046
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,856
−HK$824/mo
Today · 4.125%
HK$27,680
baseline
▲ 0.50% · 4.625%
HK$29,364
+HK$1,684/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,360/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,976
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,753
−HK$789/mo
Today · 4.125%
HK$30,542
baseline
▲ 0.50% · 4.625%
HK$32,152
+HK$1,610/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,084/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$321,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,387
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,332
−HK$961/mo
Today · 4.125%
HK$32,293
baseline
▲ 0.50% · 4.625%
HK$34,258
+HK$1,965/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$64,586/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,806
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,712
−HK$920/mo
Today · 4.125%
HK$35,632
baseline
▲ 0.50% · 4.625%
HK$37,510
+HK$1,878/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$71,264/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$321,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,069
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,285
−HK$1,234/mo
Today · 4.125%
HK$41,519
baseline
▲ 0.50% · 4.625%
HK$44,046
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,038/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,464
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,630
−HK$1,182/mo
Today · 4.125%
HK$45,812
baseline
▲ 0.50% · 4.625%
HK$48,227
+HK$2,415/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,624/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$321,875 · Scale 2, in force from 26 Feb 2026)