LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,711
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,386
−HK$686/mo
Today · 4.125%
HK$23,072
baseline
▲ 0.50% · 4.625%
HK$24,476
+HK$1,404/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$46,144/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,153
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,801
−HK$657/mo
Today · 4.125%
HK$25,458
baseline
▲ 0.50% · 4.625%
HK$26,800
+HK$1,342/mo
Deposit HK$4.76M · loan HK$4.76M · min. income ≈ HK$50,916/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$322,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,053
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,863
−HK$824/mo
Today · 4.125%
HK$27,687
baseline
▲ 0.50% · 4.625%
HK$29,372
+HK$1,685/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$55,374/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,984
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,761
−HK$789/mo
Today · 4.125%
HK$30,550
baseline
▲ 0.50% · 4.625%
HK$32,160
+HK$1,610/mo
Deposit HK$3.81M · loan HK$5.71M · min. income ≈ HK$61,100/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$322,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,395
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,341
−HK$960/mo
Today · 4.125%
HK$32,301
baseline
▲ 0.50% · 4.625%
HK$34,267
+HK$1,966/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$64,602/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,814
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,721
−HK$920/mo
Today · 4.125%
HK$35,641
baseline
▲ 0.50% · 4.625%
HK$37,520
+HK$1,879/mo
Deposit HK$2.86M · loan HK$6.66M · min. income ≈ HK$71,282/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$322,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,080
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,295
−HK$1,235/mo
Today · 4.125%
HK$41,530
baseline
▲ 0.50% · 4.625%
HK$44,057
+HK$2,527/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$83,060/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,476
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,642
−HK$1,183/mo
Today · 4.125%
HK$45,825
baseline
▲ 0.50% · 4.625%
HK$48,240
+HK$2,415/mo
Deposit HK$952K · loan HK$8.57M · min. income ≈ HK$91,650/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$322,126 · Scale 2, in force from 26 Feb 2026)