LTV · monthly repayment
▼ 0.50% · 3.625%
HK$217,175
−HK$13,619/mo
▼ 0.25% · 3.875%
HK$223,930
−HK$6,864/mo
Today · 4.125%
HK$230,794
baseline
▲ 0.50% · 4.625%
HK$244,837
+HK$14,043/mo
Deposit HK$47.62M · loan HK$47.62M · min. income ≈ HK$461,588/mo (50% DSR)
Upfront cash ≈ HK$51.67M (deposit + AVD stamp duty HK$4,047,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,605
−HK$13,053/mo
▼ 0.25% · 3.875%
HK$248,084
−HK$6,574/mo
Today · 4.125%
HK$254,658
baseline
▲ 0.50% · 4.625%
HK$268,081
+HK$13,423/mo
Deposit HK$47.62M · loan HK$47.62M · min. income ≈ HK$509,316/mo (50% DSR)
Upfront cash ≈ HK$51.67M (deposit + AVD stamp duty HK$4,047,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,610
−HK$16,342/mo
▼ 0.25% · 3.875%
HK$268,716
−HK$8,236/mo
Today · 4.125%
HK$276,952
baseline
▲ 0.50% · 4.625%
HK$293,804
+HK$16,852/mo
Deposit HK$38.10M · loan HK$57.14M · min. income ≈ HK$553,904/mo (50% DSR)
Upfront cash ≈ HK$42.14M (deposit + AVD stamp duty HK$4,047,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,926
−HK$15,663/mo
▼ 0.25% · 3.875%
HK$297,701
−HK$7,888/mo
Today · 4.125%
HK$305,589
baseline
▲ 0.50% · 4.625%
HK$321,697
+HK$16,108/mo
Deposit HK$38.10M · loan HK$57.14M · min. income ≈ HK$611,178/mo (50% DSR)
Upfront cash ≈ HK$42.14M (deposit + AVD stamp duty HK$4,047,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,045
−HK$19,066/mo
▼ 0.25% · 3.875%
HK$313,502
−HK$9,609/mo
Today · 4.125%
HK$323,111
baseline
▲ 0.50% · 4.625%
HK$342,771
+HK$19,660/mo
Deposit HK$28.57M · loan HK$66.67M · min. income ≈ HK$646,222/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$4,047,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,247
−HK$18,274/mo
▼ 0.25% · 3.875%
HK$347,318
−HK$9,203/mo
Today · 4.125%
HK$356,521
baseline
▲ 0.50% · 4.625%
HK$375,314
+HK$18,793/mo
Deposit HK$28.57M · loan HK$66.67M · min. income ≈ HK$713,042/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$4,047,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,915
−HK$24,513/mo
▼ 0.25% · 3.875%
HK$403,074
−HK$12,354/mo
Today · 4.125%
HK$415,428
baseline
▲ 0.50% · 4.625%
HK$440,706
+HK$25,278/mo
Deposit HK$9.52M · loan HK$85.72M · min. income ≈ HK$830,856/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$4,047,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$434,888
−HK$23,496/mo
▼ 0.25% · 3.875%
HK$446,552
−HK$11,832/mo
Today · 4.125%
HK$458,384
baseline
▲ 0.50% · 4.625%
HK$482,546
+HK$24,162/mo
Deposit HK$9.52M · loan HK$85.72M · min. income ≈ HK$916,768/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$4,047,759 · Scale 2, in force from 26 Feb 2026)