LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,736
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,412
−HK$687/mo
Today · 4.125%
HK$23,099
baseline
▲ 0.50% · 4.625%
HK$24,505
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,198/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,181
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,830
−HK$658/mo
Today · 4.125%
HK$25,488
baseline
▲ 0.50% · 4.625%
HK$26,831
+HK$1,343/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,976/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,083
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,895
−HK$824/mo
Today · 4.125%
HK$27,719
baseline
▲ 0.50% · 4.625%
HK$29,406
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,438/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,017
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,796
−HK$789/mo
Today · 4.125%
HK$30,585
baseline
▲ 0.50% · 4.625%
HK$32,197
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,170/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,430
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,377
−HK$962/mo
Today · 4.125%
HK$32,339
baseline
▲ 0.50% · 4.625%
HK$34,306
+HK$1,967/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,678/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,854
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,762
−HK$921/mo
Today · 4.125%
HK$35,683
baseline
▲ 0.50% · 4.625%
HK$37,563
+HK$1,880/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,366/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,125
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,342
−HK$1,236/mo
Today · 4.125%
HK$41,578
baseline
▲ 0.50% · 4.625%
HK$44,108
+HK$2,530/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,156/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,526
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,693
−HK$1,185/mo
Today · 4.125%
HK$45,878
baseline
▲ 0.50% · 4.625%
HK$48,296
+HK$2,418/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,756/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,229 · Scale 2, in force from 26 Feb 2026)