LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,741
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,418
−HK$687/mo
Today · 4.125%
HK$23,105
baseline
▲ 0.50% · 4.625%
HK$24,510
+HK$1,405/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,210/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,187
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,836
−HK$658/mo
Today · 4.125%
HK$25,494
baseline
▲ 0.50% · 4.625%
HK$26,837
+HK$1,343/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,988/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,090
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,901
−HK$825/mo
Today · 4.125%
HK$27,726
baseline
▲ 0.50% · 4.625%
HK$29,413
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,452/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,024
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,803
−HK$789/mo
Today · 4.125%
HK$30,592
baseline
▲ 0.50% · 4.625%
HK$32,205
+HK$1,613/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,184/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,438
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,385
−HK$961/mo
Today · 4.125%
HK$32,346
baseline
▲ 0.50% · 4.625%
HK$34,315
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,692/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,862
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,770
−HK$921/mo
Today · 4.125%
HK$35,691
baseline
▲ 0.50% · 4.625%
HK$37,572
+HK$1,881/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,382/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,134
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,352
−HK$1,236/mo
Today · 4.125%
HK$41,588
baseline
▲ 0.50% · 4.625%
HK$44,119
+HK$2,531/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,176/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,536
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,704
−HK$1,185/mo
Today · 4.125%
HK$45,889
baseline
▲ 0.50% · 4.625%
HK$48,307
+HK$2,418/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,778/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,457 · Scale 2, in force from 26 Feb 2026)