LTV · monthly repayment
▼ 0.50% · 3.625%
HK$217,418
−HK$13,634/mo
▼ 0.25% · 3.875%
HK$224,181
−HK$6,871/mo
Today · 4.125%
HK$231,052
baseline
▲ 0.50% · 4.625%
HK$245,111
+HK$14,059/mo
Deposit HK$47.67M · loan HK$47.67M · min. income ≈ HK$462,104/mo (50% DSR)
Upfront cash ≈ HK$51.73M (deposit + AVD stamp duty HK$4,052,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,876
−HK$13,068/mo
▼ 0.25% · 3.875%
HK$248,363
−HK$6,581/mo
Today · 4.125%
HK$254,944
baseline
▲ 0.50% · 4.625%
HK$268,382
+HK$13,438/mo
Deposit HK$47.67M · loan HK$47.67M · min. income ≈ HK$509,888/mo (50% DSR)
Upfront cash ≈ HK$51.73M (deposit + AVD stamp duty HK$4,052,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,902
−HK$16,361/mo
▼ 0.25% · 3.875%
HK$269,018
−HK$8,245/mo
Today · 4.125%
HK$277,263
baseline
▲ 0.50% · 4.625%
HK$294,134
+HK$16,871/mo
Deposit HK$38.14M · loan HK$57.21M · min. income ≈ HK$554,526/mo (50% DSR)
Upfront cash ≈ HK$42.19M (deposit + AVD stamp duty HK$4,052,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,251
−HK$15,681/mo
▼ 0.25% · 3.875%
HK$298,035
−HK$7,897/mo
Today · 4.125%
HK$305,932
baseline
▲ 0.50% · 4.625%
HK$322,058
+HK$16,126/mo
Deposit HK$38.14M · loan HK$57.21M · min. income ≈ HK$611,864/mo (50% DSR)
Upfront cash ≈ HK$42.19M (deposit + AVD stamp duty HK$4,052,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,386
−HK$19,087/mo
▼ 0.25% · 3.875%
HK$313,854
−HK$9,619/mo
Today · 4.125%
HK$323,473
baseline
▲ 0.50% · 4.625%
HK$343,156
+HK$19,683/mo
Deposit HK$28.60M · loan HK$66.74M · min. income ≈ HK$646,946/mo (50% DSR)
Upfront cash ≈ HK$32.66M (deposit + AVD stamp duty HK$4,052,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,626
−HK$18,295/mo
▼ 0.25% · 3.875%
HK$347,708
−HK$9,213/mo
Today · 4.125%
HK$356,921
baseline
▲ 0.50% · 4.625%
HK$375,735
+HK$18,814/mo
Deposit HK$28.60M · loan HK$66.74M · min. income ≈ HK$713,842/mo (50% DSR)
Upfront cash ≈ HK$32.66M (deposit + AVD stamp duty HK$4,052,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,353
−HK$24,541/mo
▼ 0.25% · 3.875%
HK$403,526
−HK$12,368/mo
Today · 4.125%
HK$415,894
baseline
▲ 0.50% · 4.625%
HK$441,201
+HK$25,307/mo
Deposit HK$9.53M · loan HK$85.81M · min. income ≈ HK$831,788/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$4,052,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$435,376
−HK$23,522/mo
▼ 0.25% · 3.875%
HK$447,053
−HK$11,845/mo
Today · 4.125%
HK$458,898
baseline
▲ 0.50% · 4.625%
HK$483,088
+HK$24,190/mo
Deposit HK$9.53M · loan HK$85.81M · min. income ≈ HK$917,796/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$4,052,299 · Scale 2, in force from 26 Feb 2026)